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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

It's my B-day tommorow.......

Can I get a celebratory PRG app in???!?!?!???!?

 

:smileysurprised:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: It's my B-day tommorow.......

Happy b-day in advance....

 

When was your last app?

 

I switch myself to the appbar mode




Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: It's my B-day tommorow.......


CS800 wrote:

Happy b-day in advance....

 

When was your last app?

 

I switch myself to the appbar mode


I've made it 4 months so far!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
Revelate
Posts: 8,335
Registered: ‎12-30-2011

Re: It's my B-day tommorow.......


LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

:smileysurprised:



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! :smileywink:  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: It's my B-day tommorow.......


Revelate wrote:

LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

:smileysurprised:



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! :smileywink:  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 


:smileyvery-happy:I know I know......

 

Get that itch every now and then, figured I'd try and throw it out there and see if it came back.....




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: It's my B-day tommorow.......


Revelate wrote:

LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

:smileysurprised:



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! :smileywink:  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 


 

Happy Birthday, LS! :smileyvery-happy:

 

And, um... NO!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator
Revelate
Posts: 8,335
Registered: ‎12-30-2011

Re: It's my B-day tommorow.......

[ Edited ]

LS2982 wrote:

:smileyvery-happy:I know I know......

 

Get that itch every now and then, figured I'd try and throw it out there and see if it came back.....


Ah, yes, the virtual itch scratcher! :smileywink:.

 

Have to say I still sort of giggle thinking about when C1 changed the Orchard site on that one and the howls that were heard on this credit card forum.   I sort of know the feeling though, I think whenever I do finally get an Amex, I'll probably just apply for a BCP (or whatever card I would want at that time) every January unless I'm pulling the trigger on a mortgage that year.  Worst case I actually get it....... wait, that's not exactly a problem haha.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: It's my B-day tommorow.......


tinuviel wrote:

Revelate wrote:

LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

:smileysurprised:



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! :smileywink:  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 


 

Happy Birthday, LS! :smileyvery-happy:

 

And, um... NO!!!


Just 1............................................................

 

:smileyembarrassed:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
injustifiiable
Posts: 1,846
Registered: ‎03-30-2012

Re: It's my B-day tommorow.......

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: It's my B-day tommorow.......

So can you afford to take a HP on your EX? If yes, go for it

 





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