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It's my B-day tommorow.......

Mega Contributor

It's my B-day tommorow.......

Can I get a celebratory PRG app in???!?!?!???!?

 

Smiley Surprised




EQ FICO 548 3/3/16
Message 1 of 38
37 REPLIES
Super Contributor

Re: It's my B-day tommorow.......

Happy b-day in advance....

 

When was your last app?

 

I switch myself to the appbar mode




Message 2 of 38
Mega Contributor

Re: It's my B-day tommorow.......


CS800 wrote:

Happy b-day in advance....

 

When was your last app?

 

I switch myself to the appbar mode


I've made it 4 months so far!!!




EQ FICO 548 3/3/16
Message 3 of 38
Moderator

Re: It's my B-day tommorow.......


LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

Smiley Surprised



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! Smiley Wink  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 4 of 38
Mega Contributor

Re: It's my B-day tommorow.......


Revelate wrote:

LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

Smiley Surprised



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! Smiley Wink  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 


Smiley Very HappyI know I know......

 

Get that itch every now and then, figured I'd try and throw it out there and see if it came back.....




EQ FICO 548 3/3/16
Message 5 of 38
Moderator Emeritus

Re: It's my B-day tommorow.......


Revelate wrote:

LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

Smiley Surprised



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! Smiley Wink  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 


 

Happy Birthday, LS! Smiley Very Happy

 

And, um... NO!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 6 of 38
Moderator

Re: It's my B-day tommorow.......


LS2982 wrote:

Smiley Very HappyI know I know......

 

Get that itch every now and then, figured I'd try and throw it out there and see if it came back.....


Ah, yes, the virtual itch scratcher! Smiley Wink.

 

Have to say I still sort of giggle thinking about when C1 changed the Orchard site on that one and the howls that were heard on this credit card forum.   I sort of know the feeling though, I think whenever I do finally get an Amex, I'll probably just apply for a BCP (or whatever card I would want at that time) every January unless I'm pulling the trigger on a mortgage that year.  Worst case I actually get it....... wait, that's not exactly a problem haha.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 7 of 38
Mega Contributor

Re: It's my B-day tommorow.......


tinuviel wrote:

Revelate wrote:

LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

 

Smiley Surprised



Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go! Smiley Wink  

 

Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.

 

 

 


 

Happy Birthday, LS! Smiley Very Happy

 

And, um... NO!!!


Just 1............................................................

 

Smiley Embarassed




EQ FICO 548 3/3/16
Message 8 of 38
Valued Contributor

Re: It's my B-day tommorow.......

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 9 of 38
Super Contributor

Re: It's my B-day tommorow.......

So can you afford to take a HP on your EX? If yes, go for it

 




Message 10 of 38