Credit Cards

[Ron1]

Happy Birthday, LS !!!!!

Ron.

[Repo-ed]

I say, go for it.

At worse, you get HP/approved.

At best, you get a SP/denial.

[jamesdwi]

Happy B-Day

if you want to app for something app for an AMEX product so a denial is only a SP 

[calihlove75]

Happy early birthday!!!!

[Essence]

Happy birthday!

[discernment]

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LS2982 wrote:

I've made it 4 months so far!!!

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Congratulations and Best Wishes for a GREAT Birthday!

[MsLadyRover]

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LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

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HAPPY BIRTHDAY LS!!!

If PRG stands for Premier Rewards Gold by AMEX, I say go for it.  If you're denied, it will be a SP and you lose nothing.  If you are approved it will be a HP but who cares....you will be APPROVED!  LOL!!

Gosh...I feel like such a bad influence!!

[Revelate]

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MsLadyRover wrote:

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LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

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HAPPY BIRTHDAY LS!!!

If PRG stands for Premier Rewards Gold by AMEX, I say go for it.  If you're denied, it will be a SP and you lose nothing.  If you are approved it will be a HP but who cares....you will be APPROVED!  LOL!!

Gosh...I feel like such a bad influence!!

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$150 or 195 AF or something akin to that?   Also poor use of backdating, which is to say none I think in LS's case?

Amex reward structure works such that you can link a Zync against a Gold easily enough at any point in the future and get all your MRE -> MR AFAIK (props to Open123 for originally preaching that here).  As a result, if you don't *need* the MR points right now, keep the money in your pocket and apply in January or whatever anyway next year.

[android01]

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Revelate wrote:

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MsLadyRover wrote:

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LS2982 wrote:

Can I get a celebratory PRG app in???!?!?!???!?

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HAPPY BIRTHDAY LS!!!

If PRG stands for Premier Rewards Gold by AMEX, I say go for it.  If you're denied, it will be a SP and you lose nothing.  If you are approved it will be a HP but who cares....you will be APPROVED!  LOL!!

Gosh...I feel like such a bad influence!!

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$150 or 195 AF or something akin to that?   Also poor use of backdating, which is to say none I think in LS's case?

Amex reward structure works such that you can link a Zync against a Gold easily enough at any point in the future and get all your MRE -> MR AFAIK (props to Open123 for originally preaching that here).  As a result, if you don't *need* the MR points right now, keep the money in your pocket and apply in January or whatever anyway next year.

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Thanks for pointing that out Revelate.  I wish more folks were supportive of LS's app abstinence until he can maximize what he has already earned.  I can't believe that people are telling him to go for it when it makes NO SENSE whatsoever.  

[drkaje]

I support his abstinence but have pretty much given up on telling people not to app, LOL!