FWIW,
I had a pretty bad itch for the new USAA card, LOL! I've wanted an account with them for years. Sad to say, I even called to make sure their policy had changed about accounts in New York. 
Didn't app. Utilization is over 40% and I didn't want to waste an inquiry. Waiting to see what Chase does when my Freedom hits 1 year old in two weeks. If they upgrade to signature, all is forgiven. If not, I'll close/replace them in Jan when util is much lower.
LS2982 wrote:
tinuviel wrote:
Revelate wrote:
LS2982 wrote:Can I get a celebratory PRG app in???!?!?!???!?
Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go!
Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.
Happy Birthday, LS!
And, um... NO!!!
Just 1.................................................
...........
CELEBRATORY APP - MARCH 2013!!!
LS2982 wrote:
@del Thanks! The fam went to medieval times last night, pretty awesome!
Good for you! My DH and I went there last month for our anniversary. Hope you had lots of fun!
BTW, I have something special for you over in the GC thread...
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
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