07-06-2012 09:58 PM
I support his abstinence but have pretty much given up on telling people not to app, LOL!
I sadly agree. I certainly can't tell people what (or not ) to do, but I CAN remind the of the consequences. i post most of what I see to the impetuousness of youth. God only knows that i never wanted to believe that what my parents said was TRUE, much less admit it. - especially about credit.
07-07-2012 05:03 AM
I had a pretty bad itch for the new USAA card, LOL! I've wanted an account with them for years. Sad to say, I even called to make sure their policy had changed about accounts in New York.
Didn't app. Utilization is over 40% and I didn't want to waste an inquiry. Waiting to see what Chase does when my Freedom hits 1 year old in two weeks. If they upgrade to signature, all is forgiven. If not, I'll close/replace them in Jan when util is much lower.
07-07-2012 06:42 AM
Can I get a celebratory PRG app in???!?!?!???!?
Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go!
Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.
Happy Birthday, LS!
And, um... NO!!!
CELEBRATORY APP - MARCH 2013!!!
07-07-2012 07:15 AM
@del Thanks! The fam went to medieval times last night, pretty awesome!
Good for you! My DH and I went there last month for our anniversary. Hope you had lots of fun!
BTW, I have something special for you over in the GC thread...
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.