Reply
Regular Contributor
nada9188
Posts: 247
Registered: ‎11-27-2011

It would be a miracle if I don't get FR'd this month

On my SPG card. Opened June '12, between the Southwest fluke and putting my tuition on it it has over 10K in charges just from this month!!!

 

And, I will be requesting my 61 day CLI at the end of Aug..  Hmmmm...  

 

Oh yeah, almost forgot- my income is roughly 35k... This should be interesting. 

Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: It would be a miracle if I don't get FR'd this month

Doubt that will result in fr

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Moderator
webhopper
Posts: 6,752
Registered: ‎09-16-2011

Re: It would be a miracle if I don't get FR'd this month


nada9188 wrote:

On my SPG card. Opened June '12, between the Southwest fluke and putting my tuition on it it has over 10K in charges just from this month!!!

 

And, I will be requesting my 61 day CLI at the end of Aug..  Hmmmm...  

 

Oh yeah, almost forgot- my income is roughly 35k... This should be interesting. 


I would refrain from asking for the CLI until you've paid the 10k in full.  


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
Dadaluma83
Posts: 364
Registered: ‎08-23-2011

Re: It would be a miracle if I don't get FR'd this month

I thought AMEX only did a FR for charge cards?

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
Regular Contributor
nada9188
Posts: 247
Registered: ‎11-27-2011

Re: It would be a miracle if I don't get FR'd this month

I paid that amount off 1 minute after those charges are made. I have my full credit limit available.

@dadaluma

I had asked the question previously and never got a response.

Has anyone ever been fr'd on a regular credit card?
Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: It would be a miracle if I don't get FR'd this month


Dadaluma83 wrote:

I thought AMEX only did a FR for charge cards?


You can get FR for AMEX credit card as well.

 

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Valued Contributor
CreditScholar
Posts: 1,357
Registered: ‎01-22-2012

Re: It would be a miracle if I don't get FR'd this month


trumpet-205 wrote:

Dadaluma83 wrote:

I thought AMEX only did a FR for charge cards?


You can get FR for AMEX credit card as well.

 


+1, although it seems to be more common if you have a charge card of any kind. Few FRs are reported by people who only have revolvers.
FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
navigatethis12
Posts: 1,125
Registered: ‎01-24-2012

Re: It would be a miracle if I don't get FR'd this month


nada9188 wrote:

Has anyone ever been fr'd on a regular credit card?

 

I got reviewed and both cards are credit cards. Income was same as yours and I only charged 3000 over the course of seven months. I did not ask what caused the review but it may have been about opening up a business card.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+