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Itching for the Chase Palladium

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TheBronxBomber
Regular Contributor

Itching for the Chase Palladium

So, I am having the desire to apply for the Chase Palladium card. I own my business, I pay myself 175k a year, all of my fico scores are over 760, It's been 7 months since I've applied for a new card, and my utilization is at 17% because I forgot to pay my card before the statement closed. I really don't need the credit, but I WANT the card. Does anyone here have the card in their wallet?


Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Message 1 of 25
24 REPLIES 24
FrugalRican
Blogger

Re: Itching for the Chase Palladium

I know Tanner wants it too.

It used to have a massive requirement that included a private banker and millions... around 30.

Now it's a little more lax... I think it's thousands per year or something to that effect.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 2 of 25
Anonymous
Not applicable

Re: Itching for the Chase Palladium


@FrugalRican wrote:

I know Tanner wants it too.

It used to have a massive requirement that included a private banker and millions... around 30.

Now it's a little more lax... I think it's thousands per year or something to that effect.


Pretty sure he has one already.

 

http://ficoforums.myfico.com/t5/Credit-Cards/Centurion-Acquired-Card-Collection-Complete/m-p/1237393...

Message 3 of 25
FrugalRican
Blogger

Re: Itching for the Chase Palladium

That's his Centurion and Platinum combination, not the Palladium. Whole different beast. The Palladium is from JP Morgan Chase.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 4 of 25
Walt_K
Senior Contributor

Re: Itching for the Chase Palladium

I thought about it for a while too.  My strong suspicion though was that after the cool factor of having the metal card wore off, I would be disappointed with the benefits.  Have you looked at Flyertalk or Milepoint to see what they are saying about it.  I reviewed the threads on Flyertalk a while back, but haven't checked recently to see if anything new has been posted about it.  At the time, it looked like it was a poor contender compared to Amex Platinum.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 5 of 25
Anonymous
Not applicable

Re: Itching for the Chase Palladium


@FrugalRican wrote:

That's his Centurion and Platinum combination, not the Palladium. Whole different beast. The Palladium is from JP Morgan Chase.


My mistake...

Message 6 of 25
FrugalRican
Blogger

Re: Itching for the Chase Palladium

It's still not as "good" as the Platinum/Centurion, but the annual fee is better than the Centurion, not that that's much of a consolation. If you have the Palladium, the annual fee is the least of your worries.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 7 of 25
FrugalRican
Blogger

Re: Itching for the Chase Palladium


@Anonymous wrote:

@FrugalRican wrote:

That's his Centurion and Platinum combination, not the Palladium. Whole different beast. The Palladium is from JP Morgan Chase.


My mistake...


No worries, I only know because I made the same mistake some time ago between the Platanium combo and the Palladium.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 8 of 25
Anonymous
Not applicable

Re: Itching for the Chase Palladium

I do want it. The app is on my desk. The UR points are worth more than sapphire according to the rep. Ive been following this thread: http://www.flyertalk.com/forum/credit-card-programs/1089511-jp-morgan-palladium-card-15.html

 

My head still thinks is stupid to blow 600 on a card with fewer benefits than plat but my heart still wants it.

 

Card unboxing: http://www.youtube.com/watch?v=duasEVnoYmE

Message 9 of 25
TheBronxBomber
Regular Contributor

Re: Itching for the Chase Palladium


@Anonymous wrote:

I do want it. The app is on my desk. The UR points are worth more than sapphire according to the rep. Ive been following this thread: http://www.flyertalk.com/forum/credit-card-programs/1089511-jp-morgan-palladium-card-15.html

 

My head still thinks is stupid to blow 600 on a card with fewer benefits than plat but my heart still wants it.

 

Card unboxing: http://www.youtube.com/watch?v=duasEVnoYmE


I feel you Tanner! I'm having that same desire for the card. Hell, if AMEX would send me an app for the Centurion, I would be happier. Since Jan, I've nearly met their so-called minimum spend on my Plat card. I WANT MY CENTURION APPLICATION! *App Tantrum* Smiley Mad


Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Message 10 of 25
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