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Itching to app.

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icloud2525
Frequent Contributor

Itching to app.

Have all these freedom invitations letters and codes staring me in the face. I know I don't need it and I shouldn't but its calling me!!
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 1 of 22
21 REPLIES 21
djc1puno
Valued Contributor

Re: Itching to app.

Wish i had ur dilemna! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 2 of 22
Irisa
Senior Contributor

Re: Itching to app.

oohhh just you wait until myjourney sees this thread!! Smiley Surprised

 

Stay strong!! Smiley Wink

Message 3 of 22
djc1puno
Valued Contributor

Re: Itching to app.

Erts must be on break! Lol


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 4 of 22
icloud2525
Frequent Contributor

Re: Itching to app.

I'm staying strong so far Irisa. 😉.. And djc, you'll have this dilemma one day I'm sure.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 5 of 22
tcbofade
Super Contributor

Re: Itching to app.

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 6 of 22
Irisa
Senior Contributor

Re: Itching to app.


@tcbofade wrote:

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)


Nice Job!! Smiley Happy

Message 7 of 22
djc1puno
Valued Contributor

Re: Itching to app.

icloud...thx! And yes be strong! Ert will be here shortly to escort u back to the garden Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 8 of 22
09Lexie
Moderator Emerita

Re: Itching to app.

I'm here! Get back to the garden...key words 'I don't need it!

Enough said. Smiley Mad
Message 9 of 22
myjourney
Super Contributor

Re: Itching to app.

I'm here too

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 22
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