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Regular Contributor
Posts: 244
Registered: ‎10-12-2012
0

Itching to app.

Have all these freedom invitations letters and codes staring me in the face. I know I don't need it and I shouldn't but its calling me!!
Chase Sapphire Reserve $26.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Virgin Atlantic World Elite MC $11,100, Chase Sapphire Preferred $12,000, Fidelity Visa Sig $6000, Barclay Arrival World Elite MC $7500, Barclay Apple Rewards $5500, Citi Hilton Visa Sig., $9800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $7500, US Bank Flexperks Visa Sig, $12,000 Discover IT $13000, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Itching to app.

Wish i had ur dilemna! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Senior Contributor
Posts: 4,324
Registered: ‎07-26-2008
0

Re: Itching to app.

oohhh just you wait until myjourney sees this thread!! Smiley Surprised

 

Stay strong!! Smiley Wink

Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Itching to app.

Erts must be on break! Lol


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Regular Contributor
Posts: 244
Registered: ‎10-12-2012
0

Re: Itching to app.

I'm staying strong so far Irisa. 😉.. And djc, you'll have this dilemma one day I'm sure.
Chase Sapphire Reserve $26.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Virgin Atlantic World Elite MC $11,100, Chase Sapphire Preferred $12,000, Fidelity Visa Sig $6000, Barclay Arrival World Elite MC $7500, Barclay Apple Rewards $5500, Citi Hilton Visa Sig., $9800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $7500, US Bank Flexperks Visa Sig, $12,000 Discover IT $13000, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Senior Contributor
Posts: 3,472
Registered: ‎09-26-2011
0

Re: Itching to app.

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)



Current Scores: EX08: 626, TU08: 632, EQ08: Something similar. 07/30/16. Last App: 05/07/16.

Zero percent financing is where the devil lives...

Senior Contributor
Posts: 4,324
Registered: ‎07-26-2008
0

Re: Itching to app.

[ Edited ]

tcbofade wrote:

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)


Nice Job!! Smiley Happy

Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Itching to app.

icloud...thx! And yes be strong! Ert will be here shortly to escort u back to the garden Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Itching to app.

I'm here! Get back to the garden...key words 'I don't need it!

Enough said. Smiley Mad
Community Leader
Senior Contributor
Posts: 30,767
Registered: ‎02-07-2013
0

Re: Itching to app.

I'm here too

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

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