cancel
Showing results for 
Search instead for 
Did you mean: 

Itching to app.

Valued Contributor

Re: Itching to app.

Maybe this will help, it's a little game my wife made up for me: I get 1 chance to input the preapproval codes from memory, if I can't I don't app. Seems to work so far!

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Message 11 of 22
Valued Contributor

Re: Itching to app.

There she is! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 12 of 22
Super Contributor

Re: Itching to app.


tcbofade wrote:

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)


Pretty darn good I would saySmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 22
Frequent Contributor

Re: Itching to app.

Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 14 of 22
Moderator Emerita
Message 15 of 22
Super Contributor

Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 16 of 22
Moderator Emerita

Re: Itching to app.

That would depend on your cr profile. Some would have difficulty with 5 on a thin file. Thicker files can usually get by with a larger number.
Message 17 of 22
Super Contributor

Re: Itching to app.


mongstradamus wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 


How many do you have? Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 18 of 22
Senior Contributor

Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? Smiley Wink Smiley LOL

Message 19 of 22
Super Contributor

Re: Itching to app.


Irisa wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? Smiley Wink Smiley LOL


Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 20 of 22