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Valued Contributor
Posts: 1,063
Registered: ‎07-09-2013
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Re: Itching to app.

[ Edited ]
Maybe this will help, it's a little game my wife made up for me: I get 1 chance to input the preapproval codes from memory, if I can't I don't app. Seems to work so far!

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
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Re: Itching to app.

There she is! :smileywink:


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Community Leader
Senior Contributor
Posts: 26,659
Registered: ‎02-07-2013
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Re: Itching to app.


tcbofade wrote:

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)


Pretty darn good I would say:smileywink:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Regular Contributor
Posts: 205
Registered: ‎10-12-2012
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Re: Itching to app.

Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.
Amex BCP $17,400, Amex Platinum NPSL, Amex Hilton $12,000, Virgin Atlantic World Elite MC $8100, Chase Sapphire Preferred $5000, Barclay Arrival World Elite MC $6000, Citi Hilton Visa Sig., $8800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $7500, US Bank Flexperks Visa Sig, $7500 Discover IT $7500, Chase Freedom $3500, Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
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Posts: 26,770
Registered: ‎09-13-2012
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Re: Itching to app.

Super Contributor
Posts: 8,030
Registered: ‎06-19-2013
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Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 


EX Fico 791 1/7/15 Fako 801 CS/Credit.com 11/24/14
EQ SW 823 quizzle fako 807 1/7/15
TU Fico Barclay's 1/1/2015 802 TU fico walmart 1/5/2015 800 Fako 796 Creditkarma 12/24/2014
Moderator
Posts: 26,770
Registered: ‎09-13-2012
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Re: Itching to app.

[ Edited ]
That would depend on your cr profile. Some would have difficulty with 5 on a thin file. Thicker files can usually get by with a larger number.
Community Leader
Senior Contributor
Posts: 26,659
Registered: ‎02-07-2013
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Re: Itching to app.


mongstradamus wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 


How many do you have? Lol

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Senior Contributor
Posts: 4,194
Registered: ‎07-26-2008
0

Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? :smileywink: :smileylol:

Current Scores: EX 795 / EQ 793 / TU 802
Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Last App: 3/21/14
Community Leader
Senior Contributor
Posts: 26,659
Registered: ‎02-07-2013
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Re: Itching to app.


Irisa wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? :smileywink: :smileylol:


:smileylol:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13



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