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Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013
0

Re: Itching to app.

[ Edited ]
Maybe this will help, it's a little game my wife made up for me: I get 1 chance to input the preapproval codes from memory, if I can't I don't app. Seems to work so far!

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Itching to app.

There she is! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: Itching to app.


tcbofade wrote:

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)


Pretty darn good I would saySmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor
Posts: 261
Registered: ‎10-12-2012
0

Re: Itching to app.

Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $15,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Flexperks Visa Sig $12,000, Virgin Atlantic World Elite MC $11,100, Fidelity Visa Sig $10,000, Barclay Arrival World Elite MC $7500, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Itching to app.

Super Contributor
Posts: 9,542
Registered: ‎06-19-2013
0

Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Itching to app.

[ Edited ]
That would depend on your cr profile. Some would have difficulty with 5 on a thin file. Thicker files can usually get by with a larger number.
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: Itching to app.


mongstradamus wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 


How many do you have? Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Senior Contributor
Posts: 4,324
Registered: ‎07-26-2008
0

Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? Smiley Wink Smiley LOL

Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: Itching to app.


Irisa wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? Smiley Wink Smiley LOL


Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

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