Reply
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013
0

Re: Itching to app.

[ Edited ]
Maybe this will help, it's a little game my wife made up for me: I get 1 chance to input the preapproval codes from memory, if I can't I don't app. Seems to work so far!

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Itching to app.

There she is! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
0

Re: Itching to app.


tcbofade wrote:

***not a qualified ERT******

 

Really?  Really?  What's different today?

 

If, and I do mean, IF you got approved right now, you'd be facing a smaller credit limit then what you're itching for, and you KNOW it...

 

Stay in the garden...reduce utilization...let inq's fade...

 

No apping without Lexie or myjourney's permission.

 

(How's that?)


Pretty darn good I would saySmiley Wink

+ Chase ink =




Regular Contributor
Posts: 222
Registered: ‎10-12-2012
0

Re: Itching to app.

Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.
Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Virgin Atlantic World Elite MC $8100, Chase Sapphire Preferred $5000, Fidelity Amex $5000, Barclay Arrival World Elite MC $6000, Citi Hilton Visa Sig., $9800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $7500, US Bank Flexperks Visa Sig, $7500 Discover IT $8500, Chase Freedom $3500, Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Itching to app.

Super Contributor
Posts: 9,030
Registered: ‎06-19-2013
0

Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 7/6/15 799 Fako 808 Creditkarma 5/11/15
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Itching to app.

[ Edited ]
That would depend on your cr profile. Some would have difficulty with 5 on a thin file. Thicker files can usually get by with a larger number.
Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
0

Re: Itching to app.


mongstradamus wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

Just curious how many inquiries is considered an lot ? 


How many do you have? Lol

+ Chase ink =




Senior Contributor
Posts: 4,195
Registered: ‎07-26-2008
0

Re: Itching to app.


icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? Smiley Wink Smiley LOL


Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY

Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
0

Re: Itching to app.


Irisa wrote:

icloud2525 wrote:
Very goody tcb. TY. Utilization is good but inquires are hurting me. As you said, need to let them fade. What's wrong with us, (me) the power of that "submit" button and seeing an approval is like a drug. Lol.

How about this:

 

Congratulations! You have been approved to be escorted back to the garden by ERTs.

 

or

 

Congratulations! You have been approved to trade your CSP for Irisa's Freedom for one week.

 

Either of those help with the itch? Smiley Wink Smiley LOL


Smiley LOL

+ Chase ink =




Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.