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Its back - Amex pre-approval link

Valued Contributor

Re: Its back - Amex pre-approval link

Sighhh....no special offers for me Smiley Sad


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 11 of 53
Established Contributor

Re: Its back - Amex pre-approval link


Rhaeny wrote:

Sighhh....no special offers for me Smiley Sad


Don't feel bad. They don't like me either. Smiley Sad

 

We'll start our own club. That'll make 'em feel bad!

Scores2013-09-21Current
Equifax630 (LP)755 (CK)/749 (Quizzle)
Experian640 (FCR)FICO 707 (Amex)
TransUnion588 (CK)FICO 754 (Barclaycard)
Message 12 of 53
Established Contributor

Re: Its back - Amex pre-approval link

Any reports of success here?  I burned them a long time ago, but the pre-qual popped up with offers for blue preferred and the Delta Gold (which I would love to have).  I'm going to check for my wife since she paid off her cards (37K no burnage but a big part of why I ended up burning them).  The 50K miles gives me just enough to get the family to Hawaii for free.

 

Really curious here as I don't want to waste the inquiry.

 

Message 13 of 53
Established Member

Re: Its back - Amex pre-approval link

I didn't get any offers through this but I applied for BCE and was approved.



Message 14 of 53
Valued Contributor

Re: Its back - Amex pre-approval link


Rackham94 wrote:
The pre screen recognizes current members and redirects to login


Yup, same happened for me.  Used both Mozilla and Google Chrome, which I NEVER use, and it recognised me as a current member and directed me to log in.  Also tried with cookies and cache cleared for IE, did the same thing.

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Message 15 of 53
Frequent Contributor

Re: Its back - Amex pre-approval link

It recoginzes us as current card members not because cookies or browser cache. It see's your name, address, last four of SSN that gets pulled up in Amex's system. 

Chase Sapphire Reserve - American Express Blue Sky - Chase Freedom - - Chase Freedom Unlimited - BankAmericard Travel Rewards -

TU 813 EX 809 EQ 812
Message 16 of 53
Valued Contributor

Re: Its back - Amex pre-approval link


Networth wrote:

It recoginzes us as current card members not because cookies or browser cache. It see's your name, address, last four of SSN that gets pulled up in Amex's system. 



<--------------- Head slaps forehead!  Good Grief!!!!  Smiley Surprised  An "Aha" moment!

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Message 17 of 53
Super Contributor

Re: Its back - Amex pre-approval link

Just tried it and it did NOT say it was a soft inquiry. They told me they would do a review of my credit and I was acknowledging that. I wasn't interested in a hard inquiry. Appreciate your letting us know the link is back!
Starting Score: 829
Current Score: 830
Goal Score: 850


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Message 18 of 53
Established Contributor

Re: Its back - Amex pre-approval link

"This is not an application for credit. In addition to locating your existing special Card offers, we will determine if you are eligible for any other special offers. This determination may include a review of your recent credit history and/or other information. Identification of special Card offers does not guarantee account approval. By selecting View My Card Offers you acknowledge the above."

 

 

Hmmmmm.  HP?  SP?  Normally the quote includes a blurb about how this "will not affect my credit".  

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Message 19 of 53
Super Contributor

Re: Its back - Amex pre-approval link

kroberts67 - Thanks! Maybe I missed that! I will go back.
Starting Score: 829
Current Score: 830
Goal Score: 850


Take the myFICO Fitness Challenge
Message 20 of 53