10-10-2012 04:29 PM
Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each
My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay
Thoughts anyone ??
10-10-2012 04:39 PM
JKeeler1121 wrote:Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each
My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay
Thoughts anyone ??
from what ive read you can do the shopping cart trick for vs.
make an account. put all the correct info and put some stuff in the cart.
then when you go to check out should give you a pop up for a cc saying your pre approved.
and from what i read on the other thread its not even a hard pull even if you accept.
as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?
| Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
10-10-2012 04:41 PM
thanks and mostly stores because i dont have any i have the freedom, gold, thankyou, and discover more and nordstrom visa
creditnocash wrote:
JKeeler1121 wrote:Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each
My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay
Thoughts anyone ??
from what ive read you can do the shopping cart trick for vs.
make an account. put all the correct info and put some stuff in the cart.
then when you go to check out should give you a pop up for a cc saying your pre approved.
and from what i read on the other thread its not even a hard pull even if you accept.
as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?
10-10-2012 04:53 PM
creditnocash wrote:
JKeeler1121 wrote:Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each
My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay
Thoughts anyone ??
from what ive read you can do the shopping cart trick for vs.
make an account. put all the correct info and put some stuff in the cart.
then when you go to check out should give you a pop up for a cc saying your pre approved.
and from what i read on the other thread its not even a hard pull even if you accept.
as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?
Exactly my question. Why bother with store cards?? The JCP I have is my oldest card, otherwise , I'd shut it down as I NEVER use it.
10-10-2012 06:39 PM
I do have many cards such as amex gold, freedom, citi thankyou, discover more and nordstrom visa
i am proably going to apply for bloomingdales which is easy approval and one other card. I like store cards because of the perks and if you pay them in full you always get a increase
adavis425 wrote:
creditnocash wrote:
JKeeler1121 wrote:Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each
My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay
Thoughts anyone ??
from what ive read you can do the shopping cart trick for vs.
make an account. put all the correct info and put some stuff in the cart.
then when you go to check out should give you a pop up for a cc saying your pre approved.
and from what i read on the other thread its not even a hard pull even if you accept.
as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?
Exactly my question. Why bother with store cards?? The JCP I have is my oldest card, otherwise , I'd shut it down as I NEVER use it.
10-10-2012 06:50 PM
I use to not see the benefit in having store cards since I have a few visa's and MC's. However, as a Bloomies, Macy's, VS and Nordstrom card holder, the coupons, sales and perks of being a cardholder has gotten me some great deals. Because store cards tend to have outrageous APR's, I just PIF each month. But they are great to have around the holidays.
10-10-2012 06:54 PM
I can't (don't want to) app for new credit for awhile. I'm hoping I get a Wally Discover upgrade though. That would make my year!
10-10-2012 07:06 PM
it looks like you have great credit just apply for the discover more and get a better limit
Omaplatypus wrote:I can't (don't want to) app for new credit for awhile. I'm hoping I get a Wally Discover upgrade though. That would make my year!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


