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Established Member
JKeeler1121
Posts: 36
Registered: ‎10-10-2012
0

Its that time of year again...

Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

 

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!

Victoria Secret

Bloomingdales

Lord & Taylor 

Neiman Marcus

Apple Barclay 

 

Thoughts anyone ??

Valued Contributor
creditnocash
Posts: 2,212
Registered: ‎07-23-2012
0

Re: Its that time of year again...


JKeeler1121 wrote:

Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

 

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!

Victoria Secret

Bloomingdales

Lord & Taylor 

Neiman Marcus

Apple Barclay 

 

Thoughts anyone ??


from what ive read you can do the shopping cart trick for vs. 

make an account. put all the correct info and put some stuff in the cart. 

then when you go to check out should give you a pop up for a cc saying your pre approved. 

and from what i read on the other thread its not even a hard pull even if you accept. 

 

 

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere? 

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Member
JKeeler1121
Posts: 36
Registered: ‎10-10-2012
0

Re: Its that time of year again...

thanks and mostly stores because i dont have any i have the freedom, gold, thankyou, and discover more and nordstrom visa 


creditnocash wrote:

JKeeler1121 wrote:

Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

 

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!

Victoria Secret

Bloomingdales

Lord & Taylor 

Neiman Marcus

Apple Barclay 

 

Thoughts anyone ??


from what ive read you can do the shopping cart trick for vs. 

make an account. put all the correct info and put some stuff in the cart. 

then when you go to check out should give you a pop up for a cc saying your pre approved. 

and from what i read on the other thread its not even a hard pull even if you accept. 

 

 

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere? 


 

Established Contributor
adavis425
Posts: 513
Registered: ‎02-14-2012
0

Re: Its that time of year again...


creditnocash wrote:

JKeeler1121 wrote:

Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

 

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!

Victoria Secret

Bloomingdales

Lord & Taylor 

Neiman Marcus

Apple Barclay 

 

Thoughts anyone ??


from what ive read you can do the shopping cart trick for vs. 

make an account. put all the correct info and put some stuff in the cart. 

then when you go to check out should give you a pop up for a cc saying your pre approved. 

and from what i read on the other thread its not even a hard pull even if you accept. 

 

 

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere


Exactly my question. Why bother with store cards??  The JCP I have is my oldest card, otherwise , I'd shut it down as I NEVER use it.

 

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Established Member
JKeeler1121
Posts: 36
Registered: ‎10-10-2012
0

Re: Its that time of year again...

I do have many cards such as amex gold, freedom, citi thankyou, discover more and nordstrom visa 

i am proably going to apply for bloomingdales which is easy approval and one other card. I like store cards because of the perks and if you pay them in full you always get a increase


adavis425 wrote:

creditnocash wrote:

JKeeler1121 wrote:

Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

 

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!

Victoria Secret

Bloomingdales

Lord & Taylor 

Neiman Marcus

Apple Barclay 

 

Thoughts anyone ??


from what ive read you can do the shopping cart trick for vs. 

make an account. put all the correct info and put some stuff in the cart. 

then when you go to check out should give you a pop up for a cc saying your pre approved. 

and from what i read on the other thread its not even a hard pull even if you accept. 

 

 

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere


Exactly my question. Why bother with store cards??  The JCP I have is my oldest card, otherwise , I'd shut it down as I NEVER use it.

 


 

Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012
0

Re: Its that time of year again...

I use to not see the benefit in having store cards since I have a few visa's and MC's. However, as a Bloomies, Macy's, VS and Nordstrom card holder, the coupons, sales and perks of being a cardholder has gotten me some great deals. Because store cards tend to have outrageous APR's, I just PIF each month. But they are great to have around the holidays.

Frequent Contributor
somnipotent
Posts: 367
Registered: ‎06-02-2008
0

Re: Its that time of year again...

I can't (don't want to) app for new credit for awhile.  I'm hoping I get a Wally Discover upgrade though.  That would make my year!


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Established Member
JKeeler1121
Posts: 36
Registered: ‎10-10-2012
0

Re: Its that time of year again...

it looks like you have great credit just apply for the discover more and get a better limit


Omaplatypus wrote:

I can't (don't want to) app for new credit for awhile.  I'm hoping I get a Wally Discover upgrade though.  That would make my year!


 


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