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Its time to play - What will NFCU do?

Established Contributor

Re: Its time to play - What will NFCU do?

7.5k Good luck

Established Contributor

Re: Its time to play - What will NFCU do?

$22,000
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Valued Contributor

Re: Its time to play - What will NFCU do?


Duncanrr wrote:
Income: 6 figures, more than 3 years at current job (attorney)

 


 

I that high 6 figures or low six figures? Are you easily able to prove that to them?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor

Re: Its time to play - What will NFCU do?


LS2982 wrote:

I'm gonna say declined on too many new accounts and recent INQ's Smiley Embarassed

 

(Ducks for flying objects)


Got to love LS for keeping it real....(ouch, I think I got hit with a shoe) Smiley Wink



Start Score:493Current Score:510,540, 569
Goal Score: 700>>>>>
Moderator Emeritus

Re: Its time to play - What will NFCU do?

If approved, $5k.

Valued Contributor

Re: Its time to play - What will NFCU do?


llecs wrote:

If approved, $5k.


I was thinking approved on manual review to $5k, but then again. If that income is high enough, might be able to get them to do better.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor

Re: Its time to play - What will NFCU do?


Dustink wrote:

llecs wrote:

If approved, $5k.


I was thinking approved on manual review to $5k, but then again. If that income is high enough, might be able to get them to do better.

 


See my income is only 38,000 and I was approved 9,000 so they gave me roughly 25% of reported income. I am thinking if he puts in the application, explains the car deal on application,  than immediately sends message he can attach proof of income for a higher limit.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
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Established Contributor

Re: Its time to play - What will NFCU do?

JEEZ his highest CL is 2k and people are guessing 10k+?!?!?! i need to join the military or scour my family tree for someone in the military i need to join NFCU ASAP!


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Established Contributor

Re: Its time to play - What will NFCU do?


Juan123 wrote:

JEEZ his highest CL is 2k and people are guessing 10k+?!?!?! i need to join the military or scour my family tree for someone in the military i need to join NFCU ASAP!


my highest cl was secured credit card through Achieva CU. for $1,500 I got $17,000 limit with Navy =) with 754 score


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor

Re: Its time to play - What will NFCU do?


distantarray wrote:

Juan123 wrote:

JEEZ his highest CL is 2k and people are guessing 10k+?!?!?! i need to join the military or scour my family tree for someone in the military i need to join NFCU ASAP!


my highest cl was secured credit card through Achieva CU. for $1,500 I got $17,000 limit with Navy =) with 754 score


I'm gonna start rummaging through EVERYTHING to get into NFCU... i wish they offered partial membership like USAA =\


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^