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Its time to play - What will NFCU do?

tag
webhopper
Moderator Emeritus

Re: Its time to play - What will NFCU do?

Actually lenders do discriminate on the basis of professions...

Did you know that hourly.employees are less risk than supervisors who are less risk than executives?

Makes sense to me because if the hourly guys aren't performing; its the supervisor who is held accountable.

Self employed is the highest risk of all.... disabled persons who draw SSI are lowest risk; but also lowest exposure because they are judgement proof
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 51 of 63
Duncanrr
Valued Contributor

Re: Its time to play - What will NFCU do?

True but it is also typically balanced by assets of the higher risk individuals and their incomes.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 52 of 63
Duncanrr
Valued Contributor

Re: Its time to play - What will NFCU do?

With updated balance I pulled new EQ report. It's 661 now!!


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 53 of 63
distantarray
Established Contributor

Re: Its time to play - What will NFCU do?


@Duncanrr wrote:
With updated balance I pulled new EQ report. It's 661 now!!

 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 54 of 63
Shogun
Moderator Emeritus

Re: Its time to play - What will NFCU do?

You'll be over 700 by spring!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 55 of 63
Duncanrr
Valued Contributor

Re: Its time to play - What will NFCU do?

Hope so. EQ is my only score under 700


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 56 of 63
firstladyd
Contributor

Re: Its time to play - What will NFCU do?

Omg is it Monday yet? I've been waiting impatiently all weekend. My guess us $9.5k. Good Luck!!!

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 57 of 63
Duncanrr
Valued Contributor

Re: Its time to play - What will NFCU do?

Going to wait a couple hours to make sure USAA has had time to update. Ill keep y'all posted


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 58 of 63
CS800
Super Contributor

Re: Its time to play - What will NFCU do?

Ah I missed this thread.

 

My guess 15-18K Smiley Happy




Message 59 of 63
Duncanrr
Valued Contributor

Re: Its time to play - What will NFCU do?

DAMN TU...so slow.  Just pulled USAA daily.  It still hasnt updated new balance on Walmart card on TU.  With the UTIL on that card over 50% I have to wait another day.

 

/sigh



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 60 of 63
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