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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Its time to play - What will NFCU do?

partial account does't let you get credit cards under USAA unless there's something I'm missing.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Its time to play - What will NFCU do?

My highest limit was 5k and I was approved for 22k with nfcu

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Frequent Contributor
kimmiller112
Posts: 463
Registered: ‎04-09-2012

Re: Its time to play - What will NFCU do?

$4,500

10/13/13: TU 695, EQ 683, EX 716, USAA FAKO 728 for all 3 - Goal: 760
Closed on house 10/18/13
Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - B of A 123 $7500 - Chase Saphire Preferred $5000 - Discover It $5000 - Barclays Sallie May $4000 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $1000-$7600
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Its time to play - What will NFCU do?

I recently used some cl from my cashRewards to open the flagship visa siggy. I was told that card is harder to get then their other cards. She asked if i was sure i only wanted to put 5k to open it because if i wanted a cli later on i was gonna have to get my score higher and wait for my inqs to age and given them income proof.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Re: Its time to play - What will NFCU do?

Well they will have proof of income on the 15th when my first direct deposit goes into checking account (well its most of my income.  Direct deposit is less what goes to savings, retirement, FSA, etc.   I may just send my last paycheck to them anyways.  When I app I will check again but I was told that I could go for higher card and then if not approved will be able to get another one (ive already got the pre-authorized link for cashRewards in my offers section).

 

My guess is that my updated reports will show up by Monday (EX should be updated tomorrow).

 

 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Frequent Contributor
bbb3601
Posts: 327
Registered: ‎01-26-2012

Re: Its time to play - What will NFCU do?

[ Edited ]

I would apply online. scan in a recent paystub your documentation and explanation on cap1 and how you want to move all your banking to them. With that I guess 10-12k. I started with 5 and got a 3k bump in 2 weeks........you will do fine. If you get the flag you could also take the cash as well!!??

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Frequent Contributor
Juan123
Posts: 494
Registered: ‎04-16-2011

Re: Its time to play - What will NFCU do?


distantarray wrote:

partial account does't let you get credit cards under USAA unless there's something I'm missing.


their are 3 cards you can apply for as a partial member of usaa


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Long way to go ^_^
Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Re: Its time to play - What will NFCU do?

I plan on apping for only 1 card. Ill do Navcheck after refi in June.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Re: Its time to play - What will NFCU do?

Drinking some beers watching the non-existent LSU offense and pulled my EX daily. Balance was updated and now zero. I'll pull USAA in morning and hopefully EQ and TU have also updated.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
swpopham
Posts: 536
Registered: ‎06-02-2012

Re: Its time to play - What will NFCU do?

Flag you for a security review after your dd and hold your money for 30-45 days.
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