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Its time to play - What will NFCU do?

Moderator Emeritus

Re: Its time to play - What will NFCU do?

Actually lenders do discriminate on the basis of professions...

Did you know that hourly.employees are less risk than supervisors who are less risk than executives?

Makes sense to me because if the hourly guys aren't performing; its the supervisor who is held accountable.

Self employed is the highest risk of all.... disabled persons who draw SSI are lowest risk; but also lowest exposure because they are judgement proof

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor

Re: Its time to play - What will NFCU do?

True but it is also typically balanced by assets of the higher risk individuals and their incomes.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor

Re: Its time to play - What will NFCU do?

With updated balance I pulled new EQ report. It's 661 now!!


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor

Re: Its time to play - What will NFCU do?


Duncanrr wrote:
With updated balance I pulled new EQ report. It's 661 now!!

 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Moderator Emeritus

Re: Its time to play - What will NFCU do?

You'll be over 700 by spring!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Valued Contributor

Re: Its time to play - What will NFCU do?

Hope so. EQ is my only score under 700


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Contributor

Re: Its time to play - What will NFCU do?

Omg is it Monday yet? I've been waiting impatiently all weekend. My guess us $9.5k. Good Luck!!!

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


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Valued Contributor

Re: Its time to play - What will NFCU do?

Going to wait a couple hours to make sure USAA has had time to update. Ill keep y'all posted


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Super Contributor

Re: Its time to play - What will NFCU do?

Ah I missed this thread.

 

My guess 15-18K Smiley Happy




Valued Contributor

Re: Its time to play - What will NFCU do?

DAMN TU...so slow.  Just pulled USAA daily.  It still hasnt updated new balance on Walmart card on TU.  With the UTIL on that card over 50% I have to wait another day.

 

/sigh



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge