Credit Cards

[MrShush]

I just got the card a couple weeks ago; very nice looking card but it has yet to see the inside of my wallet.

[mokong]

what i like about it is the hidden tradeline and of course who doesnt get excited for being instant approved. i just got Barclays Rings last month with 5kcl. so im safe.lol

i think i have to garden for a while since i had all those cards that i like most.

in my wallet:

amex costco

amex bce

chase disneys premier

chase southwest

citi ty preferred world matercard

boa amex

banana rep visa

barclays ring

macys 

JP MORGAN select visa signature.

boy thats a lot.

cant get all those cards without fico forum and all the member here who dont get tired for giving some advice.

again thank you all guys... i love u all

mok.

[cloyd]

I was just approved for the Select this morning. Technically I'm suppposed to be in gardening mode, but the hidden TL aspect makes this way worth the minor inquiry hit!

[CS800]

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cloyd wrote:

I was just approved for the Select this morning. Technically I'm suppposed to be in gardening mode, but the hidden TL aspect makes this way worth the minor inquiry hit!

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What is the Hidden TL? Is it becasue it doesnt report the CL?

[cloyd]

Exactly, as long as you arent late on a payment it doesn't show up (thus far). I'll be re-fi'ing in a couple of months, so if there are any lingering balances (which there should not be aside from a little to hit 1%), I can simply move them over and viola--- low utilization made quick and easy.

[CS800]

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cloyd wrote:

Exactly, as long as you arent late on a payment it doesn't show up (thus far). I'll be re-fi'ing in a couple of months, so if there are any lingering balances (which there should not be aside from a little to hit 1%), I can simply move them over and viola--- low utilization made quick and easy.

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Nice so it's not like tha AMEX charged card which report your balance that factored into your util?

Thats pretty neat

[Strepthroat]

I have to chime in on the JP Morgan Select card not reporting.  I had the card, then consolidated the limit to another signature Visa, both cars show credit limit and balance.

[SanjeevR]

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Strepthroat wrote:

I have to chime in on the JP Morgan Select card not reporting.  I had the card, then consolidated the limit to another signature Visa, both cars show credit limit and balance.

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I'm not understanding your post. Are you saying that the Select card does report a limit and balance?

[android01]

The Select does not report on your CR's at all, which is the most important benefit, IMO.  For that matter, neither does the Palladium.

[Strepthroat]

Yes sanjeeve, my JP Morgan Select reported my credilt limit amd my balance, as well as another Visa Signature I have with Chase, it reports my credit limit and balance as well.