09-17-2010 10:05 PM
09-18-2010 08:07 AM - edited 09-18-2010 08:08 AM
Yes, there's a luv button, and no, it's not a hard, at least it never has been for me. Click on the button, and you'll get a reply indicating that they have to call a corporate retreat to mull over their decision or something and that you'll hear one day. But I generally notice the new CL later that day or the next day.
Look on the left on your CC webpage, under Maintenance:
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.