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JC PENNEY CLI DENIED ON THE 6TH STATEMENT

Frequent Contributor

Re: JC PENNEY CLI DENIED ON THE 6TH STATEMENT


adavis425 wrote:

Rhaeny wrote:

Weird because JCP is the only account that I could get an auto CLI.  I opened the account in September with 300 and I called in December and they increased it to 1500.  I have Walmart since September with a 1000 CL and have tried and they won't give me an increase.  However I also opened an Amazon store card with a 1200 CL AFTER Walmart declined me.  So I don't know what the deal is with GE.  


I do....they're fickle! Smiley Very Happy


indead.lol


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 11 of 33
Senior Contributor

IN CONCLUSION ONLY TIME WILL TELL...:)

IN CONCLUSION ONLY TIME WILL TELL...Smiley Happy

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 12 of 33
Valued Contributor

Re: IN CONCLUSION ONLY TIME WILL TELL...:)


BearsAndTurtlesRtheBest wrote:

IN CONCLUSION ONLY TIME WILL TELL...Smiley Happy


Yes GE will give it and take it, take it away and grant no higher CLI's 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 13 of 33
Senior Contributor

Re: IN CONCLUSION ONLY TIME WILL TELL...:)

^^^^correct!

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 14 of 33
Established Contributor

Re: JC PENNEY CLI DENIED ON THE 6TH STATEMENT

astritaho1979, don't take this wrong, but you take these things way too personally (not just in this thread but in others) and treat them as if they mean far more than they actually mean. Not issuing large credit lines is not an indication JCP is going out of business. While I'm not personally sure I'd bet on any department store these days, it'd bizarre to think that there's some correlation between your not getting a CLI and their impending doom. That's just not reality.

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £3,000; American Express Rewards Credit Card - £7,500; Aqua Reward Mastercard - £3,500; Bank of America Travel Rewards - $5,000; Barclaycard Freedom Rewards - £3,500; Citi Forward - $5,800; Discover It - $10,000; Halifax Clarity - £1,500; HSBC Platinum with Rewards - $5,000, MBNA Everyday Plus - £3,500
Message 15 of 33
Frequent Contributor

Re: JC PENNEY CLI DENIED ON THE 6TH STATEMENT

Strangely my JCP card is my fastest growing + biggest CL GE card. 

I was actually trying to intentionally put GE Walmart ahead of it by skipping CLIs on JCP card, but it doesn't help. My amazon GE card has grown only from 1200 to 1850, and my JCP - from 2500 to 5000 with absolutely no use on it for last 10 months. 

Go figure...

 

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data &colonSmiley Wink Current TU - probably around ~750. I am now applying only for cards I can have fat sign-up bonuses on, repay them right away and close before next year. That's why BKLSBNKDELAWARE probably blacklisted me long ago, LOL...
Message 16 of 33
Regular Contributor

Re: JC PENNEY CLI DENIED ON THE 6TH STATEMENT

SAME THING HAPPENED TO MY MOM^^^^^^^ SHE GOT APPROVED IN 2007 AND stopped using it in 2009 and didnt USE it again UNITL 2011 when NOTICED THAT SHE ONLY HAD A CL OF $124 SO AFTER THE STATEMNET ARRIVED WE NOTICED A $1,000 CL WE WERE HAPPY. THEY MUST OF REDUCED CL SINCE THERE WAS NOT ACTIVITY SINCE 2009 SO AFTER THAT WE HAVE BEEN USING IT AT SEPHORA MAINLY AND HAVENT BEEN ABLE TO GET IT PASSED $1,000 ITS REALLY RETARDED, WE WILL TRY AGAIN IN TWO MONTHS AND SEE WHAT HAPPENS. HAVENT SEEN ANY JCP CLI SUCCESS IN THE FORUMS FOR QUITE A WHILE. WE SHALL SEE.

 

 

 

 

May I ask why you feel you need to use the quote "RETARDED"??   It is extremely offensive.

Message 17 of 33
Valued Contributor

Re: JC PENNEY CLI DENIED ON THE 6TH STATEMENT


nyancat wrote:

astritaho1979, don't take this wrong, but you take these things way too personally (not just in this thread but in others) and treat them as if they mean far more than they actually mean. Not issuing large credit lines is not an indication JCP is going out of business. While I'm not personally sure I'd bet on any department store these days, it'd bizarre to think that there's some correlation between your not getting a CLI and their impending doom. That's just not reality.


+1

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 18 of 33
Regular Contributor

Re: JC PENNEY CLI DENIED ON THE 6TH STATEMENT

JCP made a list on CNBC of companies that will probably won't be around by 2014 so would not worry about a CLI for them

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Message 19 of 33
Valued Contributor

Re: JC PENNEY CLI DENIED ON THE 6TH STATEMENT


rudy0720 wrote:

JCP made a list on CNBC of companies that will probably won't be around by 2014 so would not worry about a CLI for them


I would say it's very dependent on their recent rebranding efforts.  It's a much different store than it was ~12-24 months ago.  I'd argue for the better.  We'll see.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 20 of 33