Credit Cards

[astritaho1979]

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adavis425 wrote:

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Rhaeny wrote:

Weird because JCP is the only account that I could get an auto CLI.  I opened the account in September with 300 and I called in December and they increased it to 1500.  I have Walmart since September with a 1000 CL and have tried and they won't give me an increase.  However I also opened an Amazon store card with a 1200 CL AFTER Walmart declined me.  So I don't know what the deal is with GE.  

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I do....they're fickle!

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indead.lol

[BearsAndTurtlesRtheBest]

IN CONCLUSION ONLY TIME WILL TELL...

[chnceit]

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BearsAndTurtlesRtheBest wrote:

IN CONCLUSION ONLY TIME WILL TELL...

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Yes GE will give it and take it, take it away and grant no higher CLI's 

[BearsAndTurtlesRtheBest]

^^^^correct!

[nyancat]

astritaho1979, don't take this wrong, but you take these things way too personally (not just in this thread but in others) and treat them as if they mean far more than they actually mean. Not issuing large credit lines is not an indication JCP is going out of business. While I'm not personally sure I'd bet on any department store these days, it'd bizarre to think that there's some correlation between your not getting a CLI and their impending doom. That's just not reality.

[mikka1]

Strangely my JCP card is my fastest growing + biggest CL GE card. 

I was actually trying to intentionally put GE Walmart ahead of it by skipping CLIs on JCP card, but it doesn't help. My amazon GE card has grown only from 1200 to 1850, and my JCP - from 2500 to 5000 with absolutely no use on it for last 10 months. 

Go figure...

[morganirish]

SAME THING HAPPENED TO MY MOM^^^^^^^ SHE GOT APPROVED IN 2007 AND stopped using it in 2009 and didnt USE it again UNITL 2011 when NOTICED THAT SHE ONLY HAD A CL OF $124 SO AFTER THE STATEMNET ARRIVED WE NOTICED A $1,000 CL WE WERE HAPPY. THEY MUST OF REDUCED CL SINCE THERE WAS NOT ACTIVITY SINCE 2009 SO AFTER THAT WE HAVE BEEN USING IT AT SEPHORA MAINLY AND HAVENT BEEN ABLE TO GET IT PASSED $1,000 ITS REALLY RETARDED, WE WILL TRY AGAIN IN TWO MONTHS AND SEE WHAT HAPPENS. HAVENT SEEN ANY JCP CLI SUCCESS IN THE FORUMS FOR QUITE A WHILE. WE SHALL SEE.

May I ask why you feel you need to use the quote "RETARDED"??   It is extremely offensive.

[Jutz]

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nyancat wrote:

astritaho1979, don't take this wrong, but you take these things way too personally (not just in this thread but in others) and treat them as if they mean far more than they actually mean. Not issuing large credit lines is not an indication JCP is going out of business. While I'm not personally sure I'd bet on any department store these days, it'd bizarre to think that there's some correlation between your not getting a CLI and their impending doom. That's just not reality.

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+1

[rudy0720]

JCP made a list on CNBC of companies that will probably won't be around by 2014 so would not worry about a CLI for them

[Jutz]

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rudy0720 wrote:

JCP made a list on CNBC of companies that will probably won't be around by 2014 so would not worry about a CLI for them

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I would say it's very dependent on their recent rebranding efforts.  It's a much different store than it was ~12-24 months ago.  I'd argue for the better.  We'll see.