Credit Cards

[mjbfan79]

I applied for JC Penny last week just received my letter stating i was denied because i have to many recent acounts opened well i do have like five other new acounts i may try it again 6 months from now.

[mjbfan79]

Also i wonder how old do your acounts have to be to qualify?

[MidnightVoice]

"recent" for many people is less than a year old

[mjbfan79]

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MidnightVoice wrote:

"recent" for many people is less than a year old

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Ok thx.

[Bella1980]

I called and they denied me as well....grrr....I think mine was for too many recent inquiries....yup...this is were the app spree bites us in the butt....haha

[mjbfan79]

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Bella1980 wrote:

I called and they denied me as well....grrr....I think mine was for too many recent inquiries....yup...this is were the app spree bites us in the butt....haha

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I'm not a big JC shopper but it would have been good to ad another + to my credit file.

[Bella1980]

yeah, as I was writing about apping for this card in a year in the store, I realized I don't even like this store that much. I NEVER go there when I am at the mall or when I do I am disapointed...I think that means to not bother apping there in a year. LOL

[mjbfan79]

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Bella1980 wrote:

yeah, as I was writing about apping for this card in a year in the store, I realized I don't even like this store that much. I NEVER go there when I am at the mall or when I do I am disapointed...I think that means to not bother apping there in a year. LOL

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That's why it's always good to apply only for store's you shop at on the regular an i'm gonna stop this just applying just to be applying but what i'm really happy about is my

Wal-Mart

Sam's

Best Buy

Appreoval cause i visit these stores often.

[Madison]

It may be a blessing in disquise. What is JC Penny's APR?

[Bella1980]

Yeah, I am happy about Target,Walmart and Dillards.

I didn't get Bestbuy but would have liked that.

I need to get some high CL's though.