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JC Penney CLI

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flattspott
Established Member

JC Penney CLI

Stated out with a $100 CL

About 4.5 months later Auto increase $1100

Thats was with me never having a zero  balance either.



Starting Score: (11/29/10) TU: 598 - EQ: 616

Current Score: TU: 663 (Walmart 12/31/11) - EQ: 654 (MyFICO 12/26/11)

Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 29
28 REPLIES 28
LS2982
Mega Contributor

Re: JC Penney CLI


@flattspott wrote:

Stated out with a $100 CL

About 4.5 months later Auto increase $1100

Thats was with me never having a zero  balance either.


When did you get this increase? What was your util % at the time? Did you make alot of purchases with the card?




EQ FICO 548 3/3/16
Message 2 of 29
flattspott
Established Member

Re: JC Penney CLI

I think i usually have $50 on it and I will just pay $25 each month. I used it at Rite-Aid a few times. Yes you can use you JC Penney Store card at Right-Aid and CVS Pharmacy.



Starting Score: (11/29/10) TU: 598 - EQ: 616

Current Score: TU: 663 (Walmart 12/31/11) - EQ: 654 (MyFICO 12/26/11)

Goal Score: 700


Take the FICO Fitness Challenge
Message 3 of 29
texasman07
Established Contributor

Re: JC Penney CLI

Wait? What? I can use my JCP Card at CVS Pharmacy???????

 

 

and yes they gave me a 300,00 CLI after 4 months! Auto CLI. Logged into my account and they increased it from starting 500.00 to 800.00$

 

carried a balance and just made above the minimum

Message 4 of 29
chan85
Established Contributor

Re: JC Penney CLI

CvS??? I heard about Rite Aide, but I never shop there, but I didn't know about CVS, where did you find this out??

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 5 of 29
john398
Senior Contributor

Re: JC Penney CLI


@chan85 wrote:

CvS??? I heard about Rite Aide, but I never shop there, but I didn't know about CVS, where did you find this out??



According to

https://www.onlinecreditcenter2.com/JCPenney/apply-faqs.html

 

Where can my jcpenney rewards credit card be used?

your jcpenney rewards credit card can be used at all jcpenney stores, jcpenney catalog, jcp.com, CVS/Pharmacy and Rite Aid Pharmacy.

Message 6 of 29
hardworker77
Contributor

Re: JC Penney CLI

I just opened a JCP account in Nov with a starting limit of 200.00. So maybe I'll see a CLI soon.

Message 7 of 29
RockinRay
Valued Contributor

Re: JC Penney CLI

Wait until your 4th statement cuts. Then, hit the LUV button on the website and you should see an increase.

 

In my case, after the 4th cut, I went from $250 to $2400 - it was quite a shock! And I only had run $200 or so on the card.

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 8 of 29
Anonymous
Not applicable

Re: JC Penney CLI

I haven't really been paying close attention because I've been going directly to the store to pay my bill, but this last time I paid online and I noticed that I was given a CLI; from $400-$900 (not even sure when it increased!). I haven't been with JCP long enough to know, so for those of you that have this whole requesting CLI about every 4th statement...is that only if you don't get an auto CLI or do you still try for one eery 4th no matter what?

 

I don't particularly need it...but it will help in my overall utilization so was thinking about it!

Message 9 of 29
chan85
Established Contributor

Re: JC Penney CLI


@john398 wrote:

@chan85 wrote:

CvS??? I heard about Rite Aide, but I never shop there, but I didn't know about CVS, where did you find this out??



According to

https://www.onlinecreditcenter2.com/JCPenney/apply-faqs.html

 

Where can my jcpenney rewards credit card be used?

your jcpenney rewards credit card can be used at all jcpenney stores, jcpenney catalog, jcp.com, CVS/Pharmacy and Rite Aid Pharmacy.


well I'll be...... Smiley Happy

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 10 of 29
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