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JC Penney Credit Card

Regular Contributor

JC Penney Credit Card

Does anyone know what the highest possible credit line for a JC Penney Card would be?

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4 REPLIES
Frequent Contributor

Re: JC Penney Credit Card

I think it depends on which "plan" you get approved on to be honest.  If you get a starting CL of $1500 I think you would have a good chance of getting a higher limit.  I have seen however than many seem to be capped at $3000 or $4000.


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Epic Contributor

Re: JC Penney Credit Card

I had $6700 I believe about 5 years ago... Started at 1k and they did auto CLI over a few years as I spent money... I bought several different furniture pieces over the years which had financing etc. never really shopped in store for clothes or anything, JCPenney not my style.

Message 3 of 5
Regular Contributor

Re: JC Penney Credit Card

Mine started at $400 about 5 years ago and is now at $2300!

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Established Member

Re: JC Penney Credit Card

I know it can be pretty high for a card like that. My mom has some outrageous limit of like 10,000 or 12,000 maybe even higher then that. She has had the card for like 20+ years and has also worked for them off and on for all those years.


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