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Established Contributor
kroberts67
Posts: 834
Registered: ‎03-04-2013
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JC Penney... could it be?

CLI  150 ---> 650

 

And I thought increases is against their religion!  I guess people can change.  Happy Monday!

 

(Had it since 11/2012 and used it never - CLI denied for insufficient experience.  Then used twice the last few months, paid off within a few days, statement cut date just passed and I tried luve botton.)



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Valued Contributor
sccredit
Posts: 1,119
Registered: ‎09-14-2012
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Re: JC Penney... could it be?


kroberts67 wrote:

CLI  150 ---> 650

 

And I thought increases is against their religion!  I guess people can change.  Happy Monday!

 

(Had it since 11/2012 and used it never - CLI denied for insufficient experience.  Then used twice the last few months, paid off within a few days, statement cut date just passed and I tried luve botton.)


Congrats

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

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coldnmn
Posts: 15,923
Registered: ‎08-08-2011
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Re: JC Penney... could it be?

Congrats! 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

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09Lexie
Posts: 26,630
Registered: ‎09-13-2012
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Re: JC Penney... could it be?

Congrats! JCP does give CLI's - you might want to call in next time for a larger increase.
Established Contributor
UFGuy2006
Posts: 745
Registered: ‎08-02-2008
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Re: JC Penney... could it be?

Congrats!

FICO: EX: 743 (10/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 7 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 36 Cards

Holding off apps until the end of the year! Wish me luck!
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SunriseEarth
Posts: 4,847
Registered: ‎08-12-2013
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Re: JC Penney... could it be?

Congrats!  I've heard that GE is good with CLI.  JCP was my first store card since before my BK in '05 (I just opened it in November based off getting a pre-approved offer).  They started me at $250.  I hit the LUV button in June and was very happy when I went up to $750.

 

If you need to use that card more, I've heard earlier today that Rite Aid and CVS accept the JCP card as payment.  So I went to Rite Aid and bought soap with the JCP Card. Sure enough, it worked!   

 

I think you can also use it online at Sephora.com.  Anyway, the drug stores seem to be a cheap way to keep it active.

 


Start: 619 (Wally, 9/2013) | Current: 669 (Wally, 12/8/14), 703 (EQ myFICO 8/13/14)
Care Credit $10200 | JCP $5000 | Walmart Store $5000 | Amazon Store $5000 | AMEX BCE $4500 | Overstock $4300 | Cap 1 QS1 $4000 | AMEX Costco TE $3500 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Sony Card $2500 | Macy's AMEX $1500 | Citi DC WMC $1200 | Merrick $1200 | VS $1150 | Gold Violin $1150 | Target $1000 | ~~Gardening Since 12/23/14
Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
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Re: JC Penney... could it be?

Congrats!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: JC Penney... could it be?

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Established Contributor
kroberts67
Posts: 834
Registered: ‎03-04-2013
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Re: JC Penney... could it be?


injustifiiable wrote:

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...


I had no idea!  Great news as I rarely go in to Penneys.  I just added my son to my card hoping he could use it every now & then.  How about Walgreens?



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: JC Penney... could it be?


kroberts67 wrote:

injustifiiable wrote:

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...


I had no idea!  Great news as I rarely go in to Penneys.  I just added my son to my card hoping he could use it every now & then.  How about Walgreens?


No Walgreens. From what I understand, JCP used to own Eckerd back in the day. They sold them to CVS and Rite Aid in the early 2000s.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950

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