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JC Penney... could it be?

Established Contributor

JC Penney... could it be?

CLI  150 ---> 650

 

And I thought increases is against their religion!  I guess people can change.  Happy Monday!

 

(Had it since 11/2012 and used it never - CLI denied for insufficient experience.  Then used twice the last few months, paid off within a few days, statement cut date just passed and I tried luve botton.)

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Message 1 of 10
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Valued Contributor

Re: JC Penney... could it be?


kroberts67 wrote:

CLI  150 ---> 650

 

And I thought increases is against their religion!  I guess people can change.  Happy Monday!

 

(Had it since 11/2012 and used it never - CLI denied for insufficient experience.  Then used twice the last few months, paid off within a few days, statement cut date just passed and I tried luve botton.)


Congrats

Ch 7 Discharge 3/12/2018
Credit One $500, Wayfair $3,500

AU Cards: CSP $34.2k; Chase Marriott $20k; Citi TY $8.5k; Barclays Arrival+ $15k
Message 2 of 10
Mega Contributor

Re: JC Penney... could it be?

Congrats! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $10k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 10
Moderator Emerita

Re: JC Penney... could it be?

Congrats! JCP does give CLI's - you might want to call in next time for a larger increase.
Message 4 of 10
Established Contributor

Re: JC Penney... could it be?

Congrats!

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Mercedes Benz | Amex Schwab Platinum | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Chase IHG Premier World Elite Mastercard Discover IT Miles | Discover IT More | Lowes Advantage | Macys Store | NFCU Flagship Visa Signature | Penfed Pathfinder Rewards Amex | USAA Limitless Rewards Platinum Visa
Message 5 of 10
Moderator

Re: JC Penney... could it be?

Congrats!  I've heard that GE is good with CLI.  JCP was my first store card since before my BK in '05 (I just opened it in November based off getting a pre-approved offer).  They started me at $250.  I hit the LUV button in June and was very happy when I went up to $750.

 

If you need to use that card more, I've heard earlier today that Rite Aid and CVS accept the JCP card as payment.  So I went to Rite Aid and bought soap with the JCP Card. Sure enough, it worked!   

 

I think you can also use it online at Sephora.com.  Anyway, the drug stores seem to be a cheap way to keep it active.

 



Start: 619 (TU08, 9/2013) | Current: 802 (TU08, 3/13/18)
AMEX BCE $34000 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | BofA BBR #1 $19000 | Cap 1 QS WMC $17250 | JCP $15000 | CashForward WMC $14000 | Barclay Rewards WMC $14000 | Citi DC $12600 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | Cash+ VS $10500 | WCU Visa $10000 | BoA BBR #2 $10000 | Uber VS $9000 | Blispay $7500 | Amazon VS $7300 | Target MC $5000 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 6 of 10
Valued Contributor

Re: JC Penney... could it be?

Congrats!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 10
Valued Contributor

Re: JC Penney... could it be?

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 8 of 10
Established Contributor

Re: JC Penney... could it be?


injustifiiable wrote:

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...


I had no idea!  Great news as I rarely go in to Penneys.  I just added my son to my card hoping he could use it every now & then.  How about Walgreens?

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Message 9 of 10
Highlighted
Valued Contributor

Re: JC Penney... could it be?


kroberts67 wrote:

injustifiiable wrote:

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...


I had no idea!  Great news as I rarely go in to Penneys.  I just added my son to my card hoping he could use it every now & then.  How about Walgreens?


No Walgreens. From what I understand, JCP used to own Eckerd back in the day. They sold them to CVS and Rite Aid in the early 2000s.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
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