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Established Contributor
Posts: 894
Registered: ‎03-04-2013
0

JC Penney... could it be?

CLI  150 ---> 650

 

And I thought increases is against their religion!  I guess people can change.  Happy Monday!

 

(Had it since 11/2012 and used it never - CLI denied for insufficient experience.  Then used twice the last few months, paid off within a few days, statement cut date just passed and I tried luve botton.)

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $9k, USBank Cash+ $5k, Citi Diamond $5.3k, Citi Double Cash $1k, Care Credit $13.5k.

My Credit Repair Journey
Valued Contributor
Posts: 1,436
Registered: ‎09-14-2012
0

Re: JC Penney... could it be?


kroberts67 wrote:

CLI  150 ---> 650

 

And I thought increases is against their religion!  I guess people can change.  Happy Monday!

 

(Had it since 11/2012 and used it never - CLI denied for insufficient experience.  Then used twice the last few months, paid off within a few days, statement cut date just passed and I tried luve botton.)


Congrats

Never take credit personally

Amex Business Platinum; Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $15,500; Chase Ink Cash $2,600; Chase Slate $10,900; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $5,000; Barclay Arrival Plus WEMC $15,000; Barclays Hawaiian Air Biz $20,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $20,000

Mega Contributor
Posts: 17,011
Registered: ‎08-08-2011
0

Re: JC Penney... could it be?

Congrats! 

Discover IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / PayPal Extras MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $4.3k
Gardening Date 6/13/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: JC Penney... could it be?

Congrats! JCP does give CLI's - you might want to call in next time for a larger increase.
Established Contributor
Posts: 884
Registered: ‎08-02-2008
0

Re: JC Penney... could it be?

Congrats!

FICO: EX: 761 (4/16); TU: 778 (4/16); EQ 741 (4/16)
Moderator
Posts: 8,080
Registered: ‎08-12-2013
0

Re: JC Penney... could it be?

Congrats!  I've heard that GE is good with CLI.  JCP was my first store card since before my BK in '05 (I just opened it in November based off getting a pre-approved offer).  They started me at $250.  I hit the LUV button in June and was very happy when I went up to $750.

 

If you need to use that card more, I've heard earlier today that Rite Aid and CVS accept the JCP card as payment.  So I went to Rite Aid and bought soap with the JCP Card. Sure enough, it worked!   

 

I think you can also use it online at Sephora.com.  Anyway, the drug stores seem to be a cheap way to keep it active.

 




Start: 619 (TU08, 9/2013) | Current: 769 (TU08, 6/8/16)
Sam's Club MC $25000 | AMEX BCE $17000 | Sallie Mae WMC $16500 | Cap 1 QS VS $10750 | Care Credit $10200 | BofA BBR $10100 | Marvel MC $8000 | JCP $8000 | Amazon Store $8000 | US Bank Cash+ VS $7500 | Blispay $7500 | Discover IT $7000 | Citi DC $6400 | Cap 1 QS WMC $5750 | Macy's Store $5400 | Sony Card $4250 | Macy's AMEX $3500 | Gold Violin $3050 | CU Visa $2500 | Target $1400 | Costco Anywhere $500 | ~~Gardening Since 5/10/16
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: JC Penney... could it be?

Congrats!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Valued Contributor
Posts: 2,101
Registered: ‎03-30-2012
0

Re: JC Penney... could it be?

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Established Contributor
Posts: 894
Registered: ‎03-04-2013
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Re: JC Penney... could it be?


injustifiiable wrote:

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...


I had no idea!  Great news as I rarely go in to Penneys.  I just added my son to my card hoping he could use it every now & then.  How about Walgreens?

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $9k, USBank Cash+ $5k, Citi Diamond $5.3k, Citi Double Cash $1k, Care Credit $13.5k.

My Credit Repair Journey
Valued Contributor
Posts: 2,101
Registered: ‎03-30-2012
0

Re: JC Penney... could it be?


kroberts67 wrote:

injustifiiable wrote:

I use my JCP card at CVS and Rite Aid quite often. I don't have a JCP near me and haven't really seen anything online I really wanted...


I had no idea!  Great news as I rarely go in to Penneys.  I just added my son to my card hoping he could use it every now & then.  How about Walgreens?


No Walgreens. From what I understand, JCP used to own Eckerd back in the day. They sold them to CVS and Rite Aid in the early 2000s.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000

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