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Established Contributor
awdsmama
Posts: 756
Registered: ‎01-20-2012
0

JC Penny/GE question

I opened my account mid-Feb and was given $500 CL.

 

2nd statement will cut 4/31

 

Is that too early to request a CLI? 

 

There is a "request increase" button on my account summary name, next to my available balance, that is calling my name.....but if it's too early I can wait.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Valued Contributor
jamesdwi
Posts: 1,949
Registered: ‎09-16-2011
0

Re: JC Penny/GE question

The button won't work this soon, if you really want it you have to call the backdoor number to the underwriter. Not many people talk about success with the underwriter and JcPenny it may work, It wouldn't be my first choice of cards to worry about a high limit on.

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Moderator
09Lexie
Posts: 26,345
Registered: ‎09-13-2012
0

Re: JC Penny/GE question

They usually like to see some history before granting CLI's. the consensus is after the 3-4 statement.
Frequent Contributor
Countingpennies
Posts: 465
Registered: ‎02-14-2013
0

Re: JC Penny/GE question

Off-topic, but I miss my JCP card (BK'd), the only place I ever used it was Sephora. Probably good I no longer have it, spent way more than I should at Sephora.
Valued Member
KG1978
Posts: 25
Registered: ‎07-19-2012
0

Re: JC Penny/GE question

You can use a JC Penny card at Sephora?
My Wallet: Best Buy Store ($750), Care Credit ($4000) GE Broyll Hill ($6000), Amex Green Card, Citi Dividend MC ($6800), Citi Thank you Preferred ($9800), Amazon Store Card ($2500), Victorias Secret ($1550), Kohls ($600), AF ($1300), Crate and Barrel ($4750) Discover Miles ($5000), Blue Cash Everyday ($3000), Walmart Discover($5800), Target ($500), Blue Cash Preferred(2000) and Chase Freedom($3000), Amex Gold Delta (9200).
Member
power1234
Posts: 72
Registered: ‎04-06-2013
0

Re: JC Penny/GE question

That was the only GE card I had not much success with

Eventually I did after 10 months but who knows maybe they will give you something earlier than that Good luck

Frequent Contributor
GMCSierraDenali
Posts: 252
Registered: ‎02-19-2013
0

Re: JC Penny/GE question


KG1978 wrote:
You can use a JC Penny card at Sephora?

Yes.

      

      

Valued Member
KG1978
Posts: 25
Registered: ‎07-19-2012
0

Re: JC Penny/GE question

That's interesting. I did not know.
My Wallet: Best Buy Store ($750), Care Credit ($4000) GE Broyll Hill ($6000), Amex Green Card, Citi Dividend MC ($6800), Citi Thank you Preferred ($9800), Amazon Store Card ($2500), Victorias Secret ($1550), Kohls ($600), AF ($1300), Crate and Barrel ($4750) Discover Miles ($5000), Blue Cash Everyday ($3000), Walmart Discover($5800), Target ($500), Blue Cash Preferred(2000) and Chase Freedom($3000), Amex Gold Delta (9200).
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: JC Penny/GE question

It is too early.
Advice:
Use the card EVERY month for four months, even if for a few dollars. PIF..
Ask for cli day after 4th statement.
Or make a large purchase and pay the min for four months, then ask. Makes no diff. Just don't expect a cli based on time; it's based on payment history/pattern.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Catacam
Posts: 491
Registered: ‎02-06-2012
0

Re: JC Penny/GE question

Only the Sephora's in the JCP stores. Free standing stores will not accept it.

CLOSED ON OUR FIRST HOME MAY 30TH!!!


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