cancel
Showing results for 
Search instead for 
Did you mean: 

JC Penny/GE question

Highlighted
Established Contributor

JC Penny/GE question

I opened my account mid-Feb and was given $500 CL.

 

2nd statement will cut 4/31

 

Is that too early to request a CLI? 

 

There is a "request increase" button on my account summary name, next to my available balance, that is calling my name.....but if it's too early I can wait.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 1 of 10
9 REPLIES
Valued Contributor

Re: JC Penny/GE question

The button won't work this soon, if you really want it you have to call the backdoor number to the underwriter. Not many people talk about success with the underwriter and JcPenny it may work, It wouldn't be my first choice of cards to worry about a high limit on.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 32.5k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 12.5k, Paypal Extras MC 8.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 2 of 10
Moderator Emerita

Re: JC Penny/GE question

They usually like to see some history before granting CLI's. the consensus is after the 3-4 statement.
Message 3 of 10
Established Contributor

Re: JC Penny/GE question

Off-topic, but I miss my JCP card (BK'd), the only place I ever used it was Sephora. Probably good I no longer have it, spent way more than I should at Sephora.
Message 4 of 10
Valued Member

Re: JC Penny/GE question

You can use a JC Penny card at Sephora?
My Wallet: Best Buy Store ($750), Care Credit ($4000) GE Broyll Hill ($6000), Amex Green Card, Citi Dividend MC ($6800), Citi Thank you Preferred ($9800), Amazon Store Card ($2500), Victorias Secret ($1550), Kohls ($600), AF ($1300), Crate and Barrel ($4750) Discover Miles ($5000), Blue Cash Everyday ($3000), Walmart Discover($5800), Target ($500), Blue Cash Preferred(2000) and Chase Freedom($3000), Amex Gold Delta (9200).
Message 5 of 10
Member

Re: JC Penny/GE question

That was the only GE card I had not much success with

Eventually I did after 10 months but who knows maybe they will give you something earlier than that Good luck

Message 6 of 10
Frequent Contributor

Re: JC Penny/GE question


KG1978 wrote:
You can use a JC Penny card at Sephora?

Yes.

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Message 7 of 10
Valued Member

Re: JC Penny/GE question

That's interesting. I did not know.
My Wallet: Best Buy Store ($750), Care Credit ($4000) GE Broyll Hill ($6000), Amex Green Card, Citi Dividend MC ($6800), Citi Thank you Preferred ($9800), Amazon Store Card ($2500), Victorias Secret ($1550), Kohls ($600), AF ($1300), Crate and Barrel ($4750) Discover Miles ($5000), Blue Cash Everyday ($3000), Walmart Discover($5800), Target ($500), Blue Cash Preferred(2000) and Chase Freedom($3000), Amex Gold Delta (9200).
Message 8 of 10
Senior Contributor

Re: JC Penny/GE question

It is too early.
Advice:
Use the card EVERY month for four months, even if for a few dollars. PIF..
Ask for cli day after 4th statement.
Or make a large purchase and pay the min for four months, then ask. Makes no diff. Just don't expect a cli based on time; it's based on payment history/pattern.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 10
Frequent Contributor

Re: JC Penny/GE question

Only the Sephora's in the JCP stores. Free standing stores will not accept it.

CLOSED ON OUR FIRST HOME MAY 30TH!!!


Starting Score: TU 589 EQ 526 EX603
Current Score: TU 635 EQ 603 EX ??
Goal Score: 750


Take the FICO Fitness Challenge

Message 10 of 10