JCB Marukai Premium California Cash Back Card

Creditaddict · ‎06-06-2014

Can we have a new thread of it's own on this since it's being talked about on another thread:

Anyone have this card?

Who do they pull?

How hard to get?

I see credit line from $500-$12k max, can that increase later?

https://www.jcbusa.com/for_consumers/speciality-cards/marukai-premium-jcb-card/

rlx01 · ‎06-06-2014

They pull Experian.

It's manually underwritten, and they're very stingy.

Most people get a CL of 3K.

Creditaddict · ‎06-06-2014

@rlx01 wrote:
They pull Experian.

It's manually underwritten, and they're very stingy.

Most people get a CL of 3K.

so no baddies or I shouldn't apply!?

enharu · ‎06-06-2014

@Creditaddict wrote:
@rlx01 wrote:
They pull Experian.

It's manually underwritten, and they're very stingy.

Most people get a CL of 3K.
so no baddies or I shouldn't apply!?

they are known to be extremely conservative, so YMMV on this.

Read it on another forums that someone was declined citing too many inquiries on CR (10 total in past 2 years).

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

SunriseEarth · ‎06-06-2014

@rlx01 wrote:
They pull Experian.

It's manually underwritten, and they're very stingy.

Most people get a CL of 3K.

+1. Ther'e not on my radar for a long time. I might go for them in 2016. Maybe they'll even have proper online access by then.