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Frequent Contributor
adamseve
Posts: 445
Registered: ‎05-14-2008

JCP Card

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‎06-02-2008 09:06 PM

Can anyone tell me what reporting agency JCP uses?  I'm considering applying for the card, but want to make sure the high score from TU is pulled.
 
Thanks.
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Regular Contributor
Kris1228
Posts: 203
Registered: ‎01-26-2008

Re: JCP Card

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‎06-02-2008 09:30 PM

Im pretty sure JCP is GEMB and they pull Equifax... I have a walmart card who is also issued through GEMB and 100% sure it was Equifax. Im in OH
FICO's -9/3/12 TU:717 9/3/12 EQ:709 1/7/13 Ex Plus 749


Goal Score 740, Okayyy now currently Gardening (until 2013) and waiting on a few baddies to drop.
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Valued Member
WiseYoungMan21
Posts: 35
Registered: ‎02-11-2008

Re: JCP Card

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‎06-02-2008 11:20 PM

As far as what I read, GEMB pretty much always pull equifax, but I have heard of a few occasions when they pulled Transunion, so theres a possiblity that you could get lucky.
Fico 2-11 Ex:605 EQ: 596 Tu: 622
Fico 3-11 Ex:735 EQ: 605 Tu:633 Fico 5-11 Ex:733 EQ: 628 Tu:667
11-19-08 Eq 656
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Regular Contributor
codeman5022
Posts: 125
Registered: ‎05-16-2008

Re: JCP Card

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‎06-03-2008 05:49 AM

I recently applied for a handful of GEMB cards, they pulled TU for each one for me. I'm in Indiana
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Frequent Contributor
Changingmantra
Posts: 497
Registered: ‎01-24-2008

Re: JCP Card

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‎06-03-2008 07:27 AM

JCP = GEMB They pulled TU for every card I have for them.  I am in NY.
One Day at a Time!
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Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: JCP Card

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‎06-03-2008 07:43 AM

I believe this is a GEMB card, and they seem to be pretty staunch TU pullers, at least for me in VA.

However, as previous posters have stated, they are also known to pull EQ frequently.
Here we go again...
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