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JCP offer - didn't take long

Valued Contributor

JCP offer - didn't take long

GECRB didn't waste anytime after my successful app for Walmart Discover card. I had prescreened offer for JCP card in mail today. Since I don't shop there, it's 29% ARP and I'm in garden I'm going to rip up app. I'll not mail it back to them as I like GECRB but it's a good sign of movement in right direction.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 12
11 REPLIES
Moderator Emeritus

Re: JCP offer - didn't take long

Sometimes it's enough just to be wanted.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 12
Mega Contributor

Re: JCP offer - didn't take long

WTG Duncan!!!!



EQ FICO 548 3/3/16
Message 3 of 12
Valued Contributor

Re: JCP offer - didn't take long


Shogun wrote:

Sometimes it's enough just to be wanted.  Smiley Happy


I'm keeping up my FICO workout routine. One day I hope to attract better suitors Smiley Wink Like this one. https://www.onlinecreditcenter2.com/eapplygen2/load.do?cHash=766574706&subActionId=1000&langId=en


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 4 of 12
Senior Contributor

Re: JCP offer - didn't take long

You are no fun anymore!

Message 5 of 12
Established Contributor

Re: JCP offer - didn't take long

29% ..geez!  It does feel good to be wanted though!!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 6 of 12
Valued Contributor

Re: JCP offer - didn't take long

@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 12
Valued Contributor

Re: JCP offer - didn't take long


Duncanrr wrote:
@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.

 

Now that's an app worth running through the garden gates screaming "GIMMIE!"  for!  Smiley LOL

Message 8 of 12
Senior Contributor

Re: JCP offer - didn't take long


Duncanrr wrote:
@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.

6 for 6!   6 for 6!  

 

Message 9 of 12
Valued Contributor

Re: JCP offer - didn't take long


Wolf3 wrote:

Duncanrr wrote:
@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.

6 for 6!   6 for 6!  

 


Oh yes. It will be mine. It's just a matter of time.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 10 of 12