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Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

JCP offer - didn't take long

GECRB didn't waste anytime after my successful app for Walmart Discover card. I had prescreened offer for JCP card in mail today. Since I don't shop there, it's 29% ARP and I'm in garden I'm going to rip up app. I'll not mail it back to them as I like GECRB but it's a good sign of movement in right direction.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Moderator
Shogun
Posts: 12,875
Registered: ‎04-15-2011

Re: JCP offer - didn't take long

Sometimes it's enough just to be wanted.  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: JCP offer - didn't take long

WTG Duncan!!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: JCP offer - didn't take long

[ Edited ]

Shogun wrote:

Sometimes it's enough just to be wanted.  :smileyhappy:


I'm keeping up my FICO workout routine. One day I hope to attract better suitors :smileywink: Like this one. https://www.onlinecreditcenter2.com/eapplygen2/load.do?cHash=766574706&subActionId=1000&langId=en


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: JCP offer - didn't take long

You are no fun anymore!

Established Contributor
calihlove75
Posts: 786
Registered: ‎05-16-2012

Re: JCP offer - didn't take long

29% ..geez!  It does feel good to be wanted though!!!


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $14,000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: JCP offer - didn't take long

@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: JCP offer - didn't take long


Duncanrr wrote:
@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.

 

Now that's an app worth running through the garden gates screaming "GIMMIE!"  for!  :smileylol:

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: JCP offer - didn't take long


Duncanrr wrote:
@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.

6 for 6!   6 for 6!  

 

Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: JCP offer - didn't take long


Wolf3 wrote:

Duncanrr wrote:
@wolf. I know. The only app I'm considering is NFCU. Roommate moves in next week.

6 for 6!   6 for 6!  

 


Oh yes. It will be mine. It's just a matter of time.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge

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