Credit Cards

[adavis425]

Dang! I have had my JCPenney's card since 1998. I'm pretty sure it started out at $300 so I've probably used it three times (literally). I did request a cli back in Feb of this year (after I joined this wonderful board) and they gave me $88. Well, today I called again for a cli and now have a $1000 cl. In all fairness, they did give me what I asked for this time. I should have asked for more, but they're always so stingy. I'll hit'em up again in 6 months and ask for the full 3x cli. If it weren't my oldest card, I'd cut it in a heartbeat. I don't even shop there.

Are they backed by the same bank as Walmart/Discover card?

[jdirilo]

I was denied for JCP, even though everyone seems to get approved for it. Not me

[Laura2323]

Just so you know, you can use the JCP credit card at CVS Pharmacy.  I don't shop at JCP often but I use it all the time at CVS.  You still earn the rewards, etc. as though you were shopping at JC Penney, which is kinda cool. 

[jsucool76]

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 

[LS2982]

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jsucool76 wrote:

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 

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That is correct

[trumpet-205]

If you don't use the card frequently, you won't get generous CLI.

[jamesdwi]

JCP is the only pre-approval offer i decided to ignore... just don't shop there ever. 

[digitaldiva]

Not sure if you, or anyone else here, knows this; but...

...if you have the JCP card and have a CVS drugstore near you, you can actually use the JCP card at CVS.  I've done so numerous times over the past several months, and have not had a single issue with it.

Just my 2.5 cents' worth! 

[snowkitty]

Wow....I did not apply for the jcpenney card because I rarely go there....that's interesting about cvs though. Can you use it at the whole store or just the pharmacy?

[atarvuzdar]

The entire store. I have CVS right around the corner, my new JCP comes in handy.