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Established Contributor
Posts: 565
Registered: ‎02-14-2012

JCP, uurrgghhh....

Dang! I have had my JCPenney's card since 1998. I'm pretty sure it started out at $300 so I've probably used it three times (literally). I did request a cli back in Feb of this year (after I joined this wonderful board) and they gave me $88. Smiley Mad Well, today I called again for a cli and now have a $1000 cl. In all fairness, they did give me what I asked for this time. I should have asked for more, but they're always so stingy. I'll hit'em up again in 6 months and ask for the full 3x cli. If it weren't my oldest card, I'd cut it in a heartbeat. I don't even shop there.


Are they backed by the same bank as Walmart/Discover card?

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP

Frequent Contributor
Posts: 331
Registered: ‎08-27-2012

Re: JCP, uurrgghhh....

I was denied for JCP, even though everyone seems to get approved for it. Not me Smiley Sad

New Contributor
Posts: 52
Registered: ‎06-21-2011

Re: JCP, uurrgghhh....

Just so you know, you can use the JCP credit card at CVS Pharmacy.  I don't shop at JCP often but I use it all the time at CVS.  You still earn the rewards, etc. as though you were shopping at JC Penney, which is kinda cool. 

Posts: 7,339
Registered: ‎12-11-2011

Re: JCP, uurrgghhh....

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011

Re: JCP, uurrgghhh....

jsucool76 wrote:

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 

That is correct


EQ FICO 548 3/3/16
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010

Re: JCP, uurrgghhh....

If you don't use the card frequently, you won't get generous CLI.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/ (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
New Visitor
Posts: 2,339
Registered: ‎09-16-2011

Re: JCP, uurrgghhh....

JCP is the only pre-approval offer i decided to ignore... just don't shop there ever. 



Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak/Freeom 4.6k, FNBO DISC 20.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5.5k Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 7k, Discover IT 11.5k and a nice stack of store cards.
Last APP/HP 4/22/2015
Frequent Contributor
Posts: 489
Registered: ‎03-09-2011

Re: JCP, uurrgghhh....

Not sure if you, or anyone else here, knows this; but...


...if you have the JCP card and have a CVS drugstore near you, you can actually use the JCP card at CVS.  I've done so numerous times over the past several months, and have not had a single issue with it.


Just my 2.5 cents' worth!  Smiley Wink

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...
Established Contributor
Posts: 985
Registered: ‎09-10-2012

Re: JCP, uurrgghhh....

Wow....I did not apply for the jcpenney card because I rarely go there....that's interesting about cvs though. Can you use it at the whole store or just the pharmacy?
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Frequent Contributor
Posts: 385
Registered: ‎01-20-2012

Re: JCP, uurrgghhh....

The entire store. I have CVS right around the corner, my new JCP comes in handy.

Citi Double Cash $15,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA Cash Rewards Visa Sig $7,000 / BofA BankAmericard Visa $3,500 / eBay MC $5,800 / Chase Freedom $1,500 / Discover It $2,300 / Amex Zync / Lowe's $8,500 / JCP $4,800 / Walmart $5,000 / Amazon $4,100

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