Credit Card Center Advertiser Disclosure†
09-19-2012 01:03 PM
Dang! I have had my JCPenney's card since 1998. I'm pretty sure it started out at $300 so I've probably used it three times (literally). I did request a cli back in Feb of this year (after I joined this wonderful board) and they gave me $88. Well, today I called again for a cli and now have a $1000 cl. In all fairness, they did give me what I asked for this time. I should have asked for more, but they're always so stingy. I'll hit'em up again in 6 months and ask for the full 3x cli. If it weren't my oldest card, I'd cut it in a heartbeat. I don't even shop there.
Are they backed by the same bank as Walmart/Discover card?
09-19-2012 01:17 PM
Just so you know, you can use the JCP credit card at CVS Pharmacy. I don't shop at JCP often but I use it all the time at CVS. You still earn the rewards, etc. as though you were shopping at JC Penney, which is kinda cool.
09-19-2012 04:32 PM
If you don't use the card frequently, you won't get generous CLI.
09-19-2012 05:14 PM
JCP is the only pre-approval offer i decided to ignore... just don't shop there ever.
09-19-2012 05:59 PM
Not sure if you, or anyone else here, knows this; but...
...if you have the JCP card and have a CVS drugstore near you, you can actually use the JCP card at CVS. I've done so numerous times over the past several months, and have not had a single issue with it.
Just my 2.5 cents' worth!
09-19-2012 07:30 PM
09-20-2012 05:04 AM
The entire store. I have CVS right around the corner, my new JCP comes in handy.