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JCP, uurrgghhh....

Established Contributor

JCP, uurrgghhh....

Dang! I have had my JCPenney's card since 1998. I'm pretty sure it started out at $300 so I've probably used it three times (literally). I did request a cli back in Feb of this year (after I joined this wonderful board) and they gave me $88. Smiley Mad Well, today I called again for a cli and now have a $1000 cl. In all fairness, they did give me what I asked for this time. I should have asked for more, but they're always so stingy. I'll hit'em up again in 6 months and ask for the full 3x cli. If it weren't my oldest card, I'd cut it in a heartbeat. I don't even shop there.

 

Are they backed by the same bank as Walmart/Discover card?

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 1 of 11
10 REPLIES
Frequent Contributor

Re: JCP, uurrgghhh....

I was denied for JCP, even though everyone seems to get approved for it. Not me Smiley Sad

Message 2 of 11
New Contributor

Re: JCP, uurrgghhh....

Just so you know, you can use the JCP credit card at CVS Pharmacy.  I don't shop at JCP often but I use it all the time at CVS.  You still earn the rewards, etc. as though you were shopping at JC Penney, which is kinda cool. 

Message 3 of 11
Super Contributor

Re: JCP, uurrgghhh....

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 

Message 4 of 11
Mega Contributor

Re: JCP, uurrgghhh....


jsucool76 wrote:

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 


That is correct

 




EQ FICO 548 3/3/16
Message 5 of 11
Valued Contributor

Re: JCP, uurrgghhh....

If you don't use the card frequently, you won't get generous CLI.

Message 6 of 11
Valued Contributor

Re: JCP, uurrgghhh....

JCP is the only pre-approval offer i decided to ignore... just don't shop there ever. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 7 of 11
Established Contributor

Re: JCP, uurrgghhh....

Not sure if you, or anyone else here, knows this; but...

 

...if you have the JCP card and have a CVS drugstore near you, you can actually use the JCP card at CVS.  I've done so numerous times over the past several months, and have not had a single issue with it.

 

Just my 2.5 cents' worth!  Smiley Wink

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In the garden since 26 Jun 14...

I am digitaldiva's alter-ego
Message 8 of 11
Established Contributor

Re: JCP, uurrgghhh....

Wow....I did not apply for the jcpenney card because I rarely go there....that's interesting about cvs though. Can you use it at the whole store or just the pharmacy?
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

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Message 9 of 11
Frequent Contributor

Re: JCP, uurrgghhh....

The entire store. I have CVS right around the corner, my new JCP comes in handy.

BofA Cash Rewards Visa Sig $18,700 /Citi Double Cash $18,600 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $6,500 / Discover It $5,300 / Chase Freedom $1,500 / Lowe's $20,000 / JCP MC $6,500
Message 10 of 11