Established Contributor
Posts: 525
Registered: ‎02-14-2012

JCP, uurrgghhh....

Dang! I have had my JCPenney's card since 1998. I'm pretty sure it started out at $300 so I've probably used it three times (literally). I did request a cli back in Feb of this year (after I joined this wonderful board) and they gave me $88. :smileymad: Well, today I called again for a cli and now have a $1000 cl. In all fairness, they did give me what I asked for this time. I should have asked for more, but they're always so stingy. I'll hit'em up again in 6 months and ask for the full 3x cli. If it weren't my oldest card, I'd cut it in a heartbeat. I don't even shop there.


Are they backed by the same bank as Walmart/Discover card?

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP

Frequent Contributor
Posts: 331
Registered: ‎08-27-2012

Re: JCP, uurrgghhh....

I was denied for JCP, even though everyone seems to get approved for it. Not me :smileysad:

New Contributor
Posts: 52
Registered: ‎06-21-2011

Re: JCP, uurrgghhh....

Just so you know, you can use the JCP credit card at CVS Pharmacy.  I don't shop at JCP often but I use it all the time at CVS.  You still earn the rewards, etc. as though you were shopping at JC Penney, which is kinda cool. 

Senior Contributor
Posts: 4,087
Registered: ‎12-11-2011

Re: JCP, uurrgghhh....

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 

Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011

Re: JCP, uurrgghhh....

jsucool76 wrote:

Yes, I'm pretty sure JCP is also a GECRB card (same as walmart, paypal, old navy, stuff like that) 

That is correct


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Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010

Re: JCP, uurrgghhh....

If you don't use the card frequently, you won't get generous CLI.

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Valued Contributor
Posts: 1,970
Registered: ‎09-16-2011

Re: JCP, uurrgghhh....

JCP is the only pre-approval offer i decided to ignore... just don't shop there ever. 



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Frequent Contributor
Posts: 454
Registered: ‎03-09-2011

Re: JCP, uurrgghhh....

Not sure if you, or anyone else here, knows this; but...


...if you have the JCP card and have a CVS drugstore near you, you can actually use the JCP card at CVS.  I've done so numerous times over the past several months, and have not had a single issue with it.


Just my 2.5 cents' worth!  :smileywink:

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In the garden since 05 Aug 14...
Established Contributor
Posts: 985
Registered: ‎09-10-2012

Re: JCP, uurrgghhh....

Wow....I did not apply for the jcpenney card because I rarely go there....that's interesting about cvs though. Can you use it at the whole store or just the pharmacy?
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Frequent Contributor
Posts: 375
Registered: ‎01-20-2012

Re: JCP, uurrgghhh....

The entire store. I have CVS right around the corner, my new JCP comes in handy.

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