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How is this card and is it difficult to get? Any info on scores you need?
Any info is appreciated, TIA
I was declined since I was just approved for a Belk card a month prior. My scores were low 600s then.
They did approve DH with $500 limit in 10/08. Cli to $1k 3 months later. His score was around 620 or so.
lessons learned:
Does GEMB have a limit on number of cards in a certain time frame? Another poster was approved for Care Credit and Rooms to Go (Both GEMB) in the same week. Maybe the first didn't show up when the second pulled the CR?
I'd like to figure this one out. DH just approved for Care Credit and would like to talk to JCPenney about reinstating an account he closed in 01.
@utah2009 wrote:lessons learned:
Does GEMB have a limit on number of cards in a certain time frame? Another poster was approved for Care Credit and Rooms to Go (Both GEMB) in the same week. Maybe the first didn't show up when the second pulled the CR?
I'd like to figure this one out. DH just approved for Care Credit and would like to talk to JCPenney about reinstating an account he closed in 01.
That was me who did Care Credit and Rooms to Go. Actually, I app'ed Rooms to Go first. That account and inquiry were both on my CR by the time I app'ed Care Credit about a month later.
Both were instant approvals. Rooms to Go gave me $6,500 CL when I put $7,500 in as my purchase amount (I only used $4500 on the interest free till 2013 promo).
Care Credit gave me the full $12,500 I put in as purchase amount. I won't use $12.5k, but I don't want what I do end up using to be too high in utilization on that account.
Maybe I should test GEMB to see if they still love me....three times a charm? LOL