11-03-2011 02:19 PM
Asked why and the lady goes into well you've opened 12 accts in the past year and you look "Desparete" for credit, and im relying on credit to get by. . I have a 0 balance with most of my cards and the one that is maxed out is payed off and closed (i know i should have let it update).
I felt insulted today. desparete for credit to me is having alot of maxed out accounts.
Garden mode. Stat.
11-03-2011 02:42 PM
Rude and poor choice of wording, she should've said "you are aggressively seeking new credit" which is a much nicer way to put it.
That's fine, JCP will see how desparete I am for credit when they see their card sitting at a $0 balance for 8-12 months. I need to let ALL of my accts. age, including theirs.