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Moderator Emeritus
beamMEup
Posts: 4,470
Registered: ‎12-31-2008
0

JCPenney GEMB or JCPenney/Monogram?

JCPenney & Dillard's inquiries showed up on EQ. 

 

Dillard's comes up as GEMB Dillard's but Penney's is JCPenney/Monogram.  I thought JCPenney was GEMB???

Just puttin' syrup on something, don't make it pancakes.
Frequent Contributor
bigtim
Posts: 359
Registered: ‎06-06-2009
0

Re: JCPenney GEMB or JCPenney/Monogram?

Supposed to be GEMB:

 

https://www.onlinecreditcenter2.com/JCPenney/JCPCreditCenter.htm?JCPReturnURL=http://www4.jcpenney.c...

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Moderator Emeritus
beamMEup
Posts: 4,470
Registered: ‎12-31-2008
0

Re: JCPenney GEMB or JCPenney/Monogram?

Yeah! - that's exactly what I'm thinkin.  Anyone have any idea why it's showing up as JCPenney/Monogram??
Just puttin' syrup on something, don't make it pancakes.
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: JCPenney GEMB or JCPenney/Monogram?

I just took a look at my EQ report from June

the account is listed as: Gemb/Jcp and in the inq section: Gemb/Jc Pe

 

Is your Penney's card an older account? I think they used to be issued by monogram prior to GEMB.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Moderator Emeritus
beamMEup
Posts: 4,470
Registered: ‎12-31-2008
0

Re: JCPenney GEMB or JCPenney/Monogram?

I had an older account - closed in 2001 that shows up on my CR's as GEMB/JCPenney.

 

This is a new account and a new inquiry.  Yesterday, as a matter of fact....

Just puttin' syrup on something, don't make it pancakes.
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: JCPenney GEMB or JCPenney/Monogram?

Wow, strange. Would give the credit department a call to inquire.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: JCPenney GEMB or JCPenney/Monogram?

Did a quick search - GEMB took over Monogram. It would seem (by your inq) that Monogram is still underwriting certain accounts. Do a search on Monogram Bank of Georgia for more info.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: JCPenney GEMB or JCPenney/Monogram?

GE Capital Corp. bought Monogram Credit Card Bank of Georgia.

Moderator Emeritus
beamMEup
Posts: 4,470
Registered: ‎12-31-2008
0

Re: JCPenney GEMB or JCPenney/Monogram?

I guess GE bought them several years ago - just surprised at all of the sudden showing up as Monogram (don't you love these names -- Monogram Credit Card Bank and GE Money Bank?? makes me smile), and Dillard's still shows as GEMB. 

 

Many thanks, y'all.  At least it's all in the family!

 

 

Just puttin' syrup on something, don't make it pancakes.
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: JCPenney GEMB or JCPenney/Monogram?

If you do a google search on Monogram you won't smile.

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