Credit Cards Center Credit cards from our partners
Reply
Moderator Emeritus
Posts: 4,469
Registered: ‎12-31-2008
0

JCPenney GEMB or JCPenney/Monogram?

JCPenney & Dillard's inquiries showed up on EQ. 

 

Dillard's comes up as GEMB Dillard's but Penney's is JCPenney/Monogram.  I thought JCPenney was GEMB???

Just puttin' syrup on something, don't make it pancakes.
Frequent Contributor
Posts: 359
Registered: ‎06-06-2009
0

Re: JCPenney GEMB or JCPenney/Monogram?

Supposed to be GEMB:

 

https://www.onlinecreditcenter2.com/JCPenney/JCPCreditCenter.htm?JCPReturnURL=http://www4.jcpenney.c...

---------------------------------------------------------------
Recent Cards:
12/2012 - Discover (ICL 3,375 CLI to 5,375 05/2014)
12/2013 - Chase Freedom (ICL 3,500 ACLI to 4,500 07/2014)
03/2012 - Gander Mountain MC (WFNNB) 7,000 CL
04/2012 - Ace Rewards Visa (US Bank) 12,000 CL
Back to gardening for a year or two
Moderator Emeritus
Posts: 4,469
Registered: ‎12-31-2008
0

Re: JCPenney GEMB or JCPenney/Monogram?

Yeah! - that's exactly what I'm thinkin.  Anyone have any idea why it's showing up as JCPenney/Monogram??
Just puttin' syrup on something, don't make it pancakes.
Frequent Contributor
Posts: 372
Registered: ‎06-15-2007
0

Re: JCPenney GEMB or JCPenney/Monogram?

I just took a look at my EQ report from June

the account is listed as: Gemb/Jcp and in the inq section: Gemb/Jc Pe

 

Is your Penney's card an older account? I think they used to be issued by monogram prior to GEMB.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Moderator Emeritus
Posts: 4,469
Registered: ‎12-31-2008
0

Re: JCPenney GEMB or JCPenney/Monogram?

I had an older account - closed in 2001 that shows up on my CR's as GEMB/JCPenney.

 

This is a new account and a new inquiry.  Yesterday, as a matter of fact....

Just puttin' syrup on something, don't make it pancakes.
Frequent Contributor
Posts: 372
Registered: ‎06-15-2007
0

Re: JCPenney GEMB or JCPenney/Monogram?

Wow, strange. Would give the credit department a call to inquire.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Frequent Contributor
Posts: 372
Registered: ‎06-15-2007
0

Re: JCPenney GEMB or JCPenney/Monogram?

Did a quick search - GEMB took over Monogram. It would seem (by your inq) that Monogram is still underwriting certain accounts. Do a search on Monogram Bank of Georgia for more info.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: JCPenney GEMB or JCPenney/Monogram?

GE Capital Corp. bought Monogram Credit Card Bank of Georgia.

Moderator Emeritus
Posts: 4,469
Registered: ‎12-31-2008
0

Re: JCPenney GEMB or JCPenney/Monogram?

I guess GE bought them several years ago - just surprised at all of the sudden showing up as Monogram (don't you love these names -- Monogram Credit Card Bank and GE Money Bank?? makes me smile), and Dillard's still shows as GEMB. 

 

Many thanks, y'all.  At least it's all in the family!

 

 

Just puttin' syrup on something, don't make it pancakes.
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: JCPenney GEMB or JCPenney/Monogram?

If you do a google search on Monogram you won't smile.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.