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JCPenney/Kohls are they easier to get approved inside the store?

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halos24
Frequent Contributor

Re: JCPenney/Kohls are they easier to get approved inside the store?

I originally had Jcpenny give me a chance, but if I recall they sent me a pre-approval letter. They started me with a small cl of maybe 150, and now that card is at 3100. I get more use out of it from CVS honestly. You should really let those inquiries start to fall off.
MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Message 11 of 17
Erinkkelly
Valued Member

Re: JCPenney/Kohls are they easier to get approved inside the store?

Oh didn't know you could use JCP at CVS...good to know!
Yes, yes I know...I'm at a good place to garden now...just dragging my feet to get there!! Smiley Happy
Message 12 of 17
JonStur
Established Contributor

Re: JCPenney/Kohls are they easier to get approved inside the store?


@Erinkkelly wrote:
Oh didn't know you could use JCP at CVS...good to know!
Yes, yes I know...I'm at a good place to garden now...just dragging my feet to get there!! Smiley Happy

Yes...you know what you have to do. Time to let some of those balances age. No point in getting more denials, which will mean more inqs on your profile, which means it will take that much longer to get the cards you want. Patience along with your supporters on here are your best friends right now...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 13 of 17
KayAilRit
New Visitor

Re: JCPenney/Kohls are they easier to get approved inside the store?

Hi, do you still work at JCP, could you do an application in the store for me if I give you my information?

Message 14 of 17
myjourney
Super Contributor

Re: JCPenney/Kohls are they easier to get approved inside the store?


@KayAilRit wrote:

Hi, do you still work at JCP, could you do an application in the store for me if I give you my information?


Welcome to the forum 

Never ever give personal info out 

Apply in store yourself if you like 

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 17
FinStar
Moderator Emeritus

Re: JCPenney/Kohls are they easier to get approved inside the store?


@KayAilRit wrote:

Hi, do you still work at JCP, could you do an application in the store for me if I give you my information?


Ummmm...

Message 16 of 17
FinStar
Moderator Emeritus

Re: JCPenney/Kohls are they easier to get approved inside the store?


@myjourney wrote:

@KayAilRit wrote:

Hi, do you still work at JCP, could you do an application in the store for me if I give you my information?


Welcome to the forum 

Never ever give personal info out 

Apply in store yourself if you like 

Good luck 


+1

Message 17 of 17
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