Reply
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007

JFCU CLI

Hello FICO Family,

 

Totally out of the blue received a letter from JFCU today, they have auto increased my account +2,500. I expected a possible increase at my two year mark April 2010. By the verbage at the end of the letter it seems they probably softed EQ. Kudos to JFCU - in this economy I thought it an extremely nice gesture!

  

Happy Holiday Season to All!

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Frequent Contributor
Karatz
Posts: 318
Registered: ‎09-25-2008

Re: JFCU CLI


ocheosa wrote:

Hello FICO Family,

 

Totally out of the blue received a letter from JFCU today, they have auto increased my account +2,500. I expected a possible increase at my two year mark April 2010. By the verbage at the end of the letter it seems they probably softed EQ. Kudos to JFCU - in this economy I thought it an extremely nice gesture!

  

Happy Holiday Season to All!


Sounds like a great credit union. What's JF?

TransUnion/Equifax
746/754
Date: 9/24/2009/10/02/2009
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: JFCU CLI

Justice Federal CU
Frequent Contributor
Karatz
Posts: 318
Registered: ‎09-25-2008

Re: JFCU CLI

Ah thanks. I'm new to credit unions, but I must say I'm pleased thus far.
TransUnion/Equifax
746/754
Date: 9/24/2009/10/02/2009
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: JFCU CLI

JFCU used to be very popular among credit educated crowd, but a while ago they deteriorated to the status of Chase among the same crowd.

 

This is third or fourth report about auto CLI by JFCU that I see in very short time.

 

Do not know if it is meaningfull, but would hope that JFCU has decided to regain its reputation.

IN VINO VERITAS.
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007

Re: JFCU CLI


wmarat wrote:

JFCU used to be very popular among credit educated crowd, but a while ago they deteriorated to the status of Chase among the same crowd.

 

This is third or fourth report about auto CLI by JFCU that I see in very short time.

 

Do not know if it is meaningfull, but would hope that JFCU has decided to regain its reputation.


 

Hi Wmarat,

 

If you would not mind sharing, what was the issue with JFCU? I never experienced any issue with them all though this bank madness, nor have I had any problems with Chase. The only issues I had were with BOA slashed line by 50% (10k) then regained 3k 6mos later. And when AMEX initially started slashing the revolvers I just closed the two that I had (blue and clear) and downgraded from the gold charge to the green. Other than these instances I have not felt any credit heat. I have more than enough open cl's. I keep prob 10-15k moving through the accounts at any given time. I guess I should count myself lucky because for awhile there I was getting a bit "app happy". This is the reason I had to restrict myself from the forums for a few months. I was totally out of control.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: JFCU CLI

Search CB, FW and FT.
IN VINO VERITAS.
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007

Re: JFCU CLI

FT (finanical times) but FW ??
01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: JFCU CLI

FT - Flyers Talk

 

FW - FatWallet

IN VINO VERITAS.
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007

Re: JFCU CLI

thanks!
01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+