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08-16-2012 11:23 AM
Any details on when the card is eligle for a CLI? Haven't been able to find any details but, I'm curious. Creating my plan of attack for next year
08-16-2012 02:30 PM
08-16-2012 04:13 PM
08-16-2012 05:14 PM
I'm not sure Chase establishes a firm time table for credit limit increases. Customer-initiated requests are almost always hard pulls though, so you'll want to use with caution. I would try waiting atleast 6 months; also, some people have gotten auto-increases lately, even after only a few months of account opening. So it might be worth waiting just for that. Also, you can go above your credit limit as long as you pay-in-full the amount over and you won't have to worry about utilization since that card is a hidden tradeline.
08-28-2012 10:55 AM
Called in and got bumped up from 15k to 25k. I have a small balance on my other Chase card of $589. Just paid that off, and will wait till the payment clears. The rep told me that I can combine both limits to my Palladium for a total of 37.5k. Whoa...
2 years ago, I couldn't open a library card under my name. Needless to say, hard work, persistence, and the info you get my myfico really helped me navigate through the uncertain credit waters.
Thanks so much!