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Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008
0

Re: JP Morgan Select Pending

Hidden trades are uber rare and that would be why I got it too.
Frequent Contributor
xiownthisplacex
Posts: 260
Registered: ‎08-29-2011
0

Re: JP Morgan Select Pending

I'm just wondering why Chase won't give me more than $5,000 limit, that's what I have on all their cards :/


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Amazon EQ Pull: 781 Walmart TU08: 782 AMEX EX Pull: 745 08/03/2014 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$18,000$9,500$5,000$5,000$5,500$8,000$5,300$9,000$5,500$4,200$1,900$4,000$1,600
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: JP Morgan Select Pending


xiownthisplacex wrote:

I'm just wondering why Chase won't give me more than $5,000 limit, that's what I have on all their cards :/


I think they typically try to match or come close to your highest established trade line. When I was approved for my CSP, my highest establiished trade line was $15K...of course income and credit score factor in as well....

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Frequent Contributor
xiownthisplacex
Posts: 260
Registered: ‎08-29-2011
0

Re: JP Morgan Select Pending

True, I don't have anything much higher yet and my scores are on the low side at the moment, income is just about 70k. Is it possible to combine my United and CSP limit into one and get rid of the other?


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Amazon EQ Pull: 781 Walmart TU08: 782 AMEX EX Pull: 745 08/03/2014 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$18,000$9,500$5,000$5,000$5,500$8,000$5,300$9,000$5,500$4,200$1,900$4,000$1,600
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: JP Morgan Select Pending


xiownthisplacex wrote:

True, I don't have anything much higher yet and my scores are on the low side at the moment, income is just about 70k. Is it possible to combine my United and CSP limit into one and get rid of the other?


I have read post's where people have had success with combining limits...worth a call

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: JP Morgan Select Pending


searchingfor67 wrote:

xiownthisplacex wrote:

I'm just wondering why Chase won't give me more than $5,000 limit, that's what I have on all their cards :/


I think they typically try to match or come close to your highest established trade line. When I was approved for my CSP, my highest establiished trade line was $15K...of course income and credit score factor in as well....


+1. Chase is very much a follower in this regard. They will easily match your highest CL, but they won't be the first to take a chance on someone and give their first high CL. Why? They don't have to. People will still want their cards regardless.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012
0

Re: JP Morgan Select Pending

OP - Congrats! I can't wait for my card to arrive either! Hopefully, you'll have success combining your CL's. They started me out with 6k and my highest is 15k, who knows why...but, looking forward to an increase down the road. 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Established Contributor
n777ua
Posts: 573
Registered: ‎05-29-2011
0

Re: JP Morgan Select Pending

Has anyone ever PC'd into a Select from another Chase product ?

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Frequent Contributor
xiownthisplacex
Posts: 260
Registered: ‎08-29-2011
0

Re: JP Morgan Select Pending

Just got it today and it does look much nicer than the online pics! Just wish it was from the same material as the CSP, but good looking anyway lol.

One thing I did notice, there's no sticker on the card with the number to activate it? Not even on the paperwork it says it needs to be activated, can anyone confirm this? I haven't tried using it yet, later after work only.


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Amazon EQ Pull: 781 Walmart TU08: 782 AMEX EX Pull: 745 08/03/2014 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$18,000$9,500$5,000$5,000$5,500$8,000$5,300$9,000$5,500$4,200$1,900$4,000$1,600
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: JP Morgan Select Pending

The card already comes activated...I know, weird...
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K

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