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Can current card holders confirm?
I'm seriously considering applying for this card particularly because it does not report to the CRA. I need to know (definitively) about this card - for those who have, has it reported to CRA? How long have you had the card?
Most people have said that it does not report. However, in rare occasions, it has reported.
Thanks for your help!
Hi SanjeevR,
I've merged your 2 threads discussing JP Morgan into just one - MarineVietVet, myFICO moderator
Mine still hasn't but your thread title made me think they've begin to report them and what a disaster that would be for me right now. Another new TL to kill me lol
@mxp114 wrote:Mine still hasn't but your thread title made me think they've begin to report them and what a disaster that would be for me right now. Another new TL to kill me lol
Sorry about that. I changed the title!
@swpopham wrote:
Not ment to burst anyones bubble but here is the score watch alert for our palladium card that we just got.
Balance: $2,269 Credit limit or largest balance: Not Reported
Past due: Not Reported Payment terms: Not Reported
Status: Pays account as agreed First reported: 7/1/2012
Portfolio type: Revolving or Option
Description: Amount in H/C column is credit limit Contact: Chase Card Services
I'm sorry, but I'm not sure why you're trying to say.
What does the Palladium have to do with the Select card? Do they report the same way?
@SanjeevR wrote:
@swpopham wrote:
Not ment to burst anyones bubble but here is the score watch alert for our palladium card that we just got.
Balance: $2,269 Credit limit or largest balance: Not Reported
Past due: Not Reported Payment terms: Not Reported
Status: Pays account as agreed First reported: 7/1/2012
Portfolio type: Revolving or Option
Description: Amount in H/C column is credit limit Contact: Chase Card ServicesI'm sorry, but I'm not sure why you're trying to say.
What does the Palladium have to do with the Select card? Do they report the same way?
Yes they report the same way, as in they do NOT report, and are essentially hidden trade lines. I have just seen an odd post on myFico where maybe a couple of folks posted that the JP Morgan Select was not a hidden TL for them and were getting reported to the Bureaus.
swpopham's is significant in the sense that this is the first instance of someone holding a Palladium card posting that even their Palladium card is being reported to the CBs. The similarities/pros/cons of Select vs Palladium have been discussed a few times in this forum if you wanted to search for it.