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JP Morgan Select Reporting Question

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hemi961
Regular Contributor

Re: JP Morgan Select Reporting Question

I got mine a year ago last month when they first came out, it was a product change from Sapphire Preferred and has never reported.  However, I've read posts here in years past of hidden trade lines that suddenly started reporting, so this might be a permanent thing or it might not.  As I said though, in 13 months mine has never reported.

Message 41 of 47
mokong
Regular Contributor

Re: JP Morgan Select Reporting Question

+1 thats cool.

Message 42 of 47
A_Madel
Contributor

Re: JP Morgan Select Reporting Question

I'm really thinking about app'ing for this card. But, I just opened a couple of new accounts. Isn't Chase wary of extending credit if you've already been on the prowl?

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Message 43 of 47
SanjeevR
Regular Contributor

Re: JP Morgan Select Reporting Question


@A_Madel wrote:

I'm really thinking about app'ing for this card. But, I just opened a couple of new accounts. Isn't Chase wary of extending credit if you've already been on the prowl?


I didn't find this to be the case. I've opened quite a few accounts in the last year, including 2 other Chase credit cards.

I think the biggest factors Chase looks at FICO's and utilization. I would suggest FICO's in the 700's and and low (<10%) utilization when applying.

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)
Message 44 of 47
mokong
Regular Contributor

Re: JP Morgan Select Reporting Question

still my JP Morgan Select is not reported yet. i got the card since May.

Message 45 of 47
SanjeevR
Regular Contributor

Re: JP Morgan Select Reporting Question


@mokong wrote:

still my JP Morgan Select is not reported yet. i got the card since May.


Thanks for the update. Same here. I've had mine for about 2 months and no reporting.

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)
Message 46 of 47
CS800
Super Contributor

Re: JP Morgan Select Reporting Question

No reporting here either.




Message 47 of 47
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