Re: JP Morgan Select Reporting Question

Jake0215 · ‎11-10-2011

SanjeevR wrote:
Well, I took the plunge anyway! Sure hope it doesn't report!

Approved? Cl? I think you're fine. The vast majority of ppl don't seem to have a problem.

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800

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SanjeevR · ‎01-10-2012

Thought I'd share the news. Approved for $30,000 limit. Chase has been so good to me!

March 2012 - Chase gave me my first big boy limit. Approved for United Mileage Explorer card with $10,000 limit. (Prior to that my highest limit was a Juniper card at $4,000 and my Amex PRG.) A week later, I realized that the Sapphire Preferred is actually a much better card (currently my go to card). Applied and approved for $5,000 limit.

May - shifted $5,000 to Sapphire Preferred from United card.

July - applied for CLI on CSP, approved for $20,000 limit.

Today - applied an approved for $30,000 limit on JP Morgan Select. My highest limit yet!

FYI, FICO scores in sig are current. AAOA is 6 years, no baddies whatsoever.

Many thanks to the FICO community. The stuff learned here is invaluable!!!

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)

SanjeevR · ‎01-10-2012

Yes, Jake, approved for $30,000. Gotta love Chase!
My AAOA and number of cards can take the hit without a problem. But, it would be nice if the tradeline is indeed hidden!

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)

nada9188 · ‎11-27-2011

Those are nice limits. What income did you claim?

CreditScholar · ‎01-22-2012

How difficult was it to move your CLs around? I'm thinking about applying for a hotel card soon (Hyatt or Ritz), but I won't need the CL I'll likely get. If transferring CLs isn't too difficult, I might do this sooner rather than later.

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

jsucool76 · ‎12-11-2011

Congrats, can't wait till I get on that level.

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

MsLadyRover · ‎03-14-2012

Awesome approval! Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
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swpopham · ‎06-02-2012

Just got off the phone with cs and they say its the csp reporting and not the palladium card. I guess that settles that argument I will say I am glad I was wrong. On that, oh good job on the 30k line, you had to top us!

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

CruzImperial · ‎07-04-2012

Wow those limits are reaching the sky so high lol grats!

MustangSaluki · ‎07-07-2008

swpopham wrote:
Just got off the phone with cs and they say its the csp reporting and not the palladium card. I guess that settles that argument I will say I am glad I was wrong. On that, oh good job on the 30k line, you had to top us!

Thanks for clearing that up.

Congrats Sanjeev

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