Credit Cards

[hemi961]

I got mine a year ago last month when they first came out, it was a product change from Sapphire Preferred and has never reported.  However, I've read posts here in years past of hidden trade lines that suddenly started reporting, so this might be a permanent thing or it might not.  As I said though, in 13 months mine has never reported.

[mokong]

+1 thats cool.

[A_Madel]

I'm really thinking about app'ing for this card. But, I just opened a couple of new accounts. Isn't Chase wary of extending credit if you've already been on the prowl?

[SanjeevR]

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A_Madel wrote:

I'm really thinking about app'ing for this card. But, I just opened a couple of new accounts. Isn't Chase wary of extending credit if you've already been on the prowl?

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I didn't find this to be the case. I've opened quite a few accounts in the last year, including 2 other Chase credit cards.

I think the biggest factors Chase looks at FICO's and utilization. I would suggest FICO's in the 700's and and low (<10%) utilization when applying.

[mokong]

still my JP Morgan Select is not reported yet. i got the card since May.

[SanjeevR]

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mokong wrote:

still my JP Morgan Select is not reported yet. i got the card since May.

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Thanks for the update. Same here. I've had mine for about 2 months and no reporting.

[CS800]

No reporting here either.