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JP Morgan Select Visa approved

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way2evil
New Contributor

JP Morgan Select Visa approved

How do I tell the limit they gave me? I got an instant approval for this card.

Message 1 of 25
24 REPLIES 24
mokong
Regular Contributor

Re: JP Morgan Select Visa approved

gratz..its a nice looking card!!

 

Message 2 of 25
way2evil
New Contributor

Re: JP Morgan Select Visa approved

Just spoke to CS, got 5k. My highest limit (behind an Amex charge).

 

Currently have on my credit (690 exp)

Boa visa 2500

Chase Amazon 1000

Discover 1500

Amex Zync (PC from gold pr) says charges approved up to 15k

 

Also, I am 20 years old!

Message 3 of 25
SwiftTone
Valued Contributor

Re: JP Morgan Select Visa approved

Congrats! Pretty interesting that you got approved when you don't have a CL of atleast $5000. That's what I'm struggling with before apping for a CSP. Could you share the rest of your credit profile?
AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 4 of 25
gettnthere
Established Contributor

Re: JP Morgan Select Visa approved

wow....congrats! from what i heard this is an EXTREMLY hard card to get. i always thought you would have to have at least 5k cl already. that is very interesting.  considering your age, one would think you also would have a "thin" file. u mind sharing your other credit profile details?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 5 of 25
way2evil
New Contributor

Re: JP Morgan Select Visa approved

I have a 25k auto loan as well. That's the only other thing on my file. 2500 boa card has been open for 2 years, auto loan been open for 7 months.
Message 6 of 25
way2evil
New Contributor

Re: JP Morgan Select Visa approved

I also hold checking/savings at chase
Message 7 of 25
searchingfor67
Established Contributor

Re: JP Morgan Select Visa approved

Odd indeed! Congrats nonetheless!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 8 of 25
SwiftTone
Valued Contributor

Re: JP Morgan Select Visa approved

May I ask why you chose the JP Morgan Select over something like the Chase Sapphire Preferred? My understanding is that Sapphire Preferred is better until you spend $100k a year because at $100k spent, the JP Morgan Select credits you 25k points. Also, no sign up bonus with the JPMS

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 9 of 25
Jlu
Established Contributor

Re: JP Morgan Select Visa approved

^Because it is the classiest looking card on the market if you can't meet the requirements of the Centurion or Palladium.

 

This is my holy grail card. When I get it I know I'll be satified with my credit journey.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 10 of 25
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