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New Contributor
Posts: 60
Registered: ‎02-03-2011
0

JP Morgan Select Visa approved

How do I tell the limit they gave me? I got an instant approval for this card.

Regular Contributor
Posts: 138
Registered: ‎12-13-2011
0

Re: JP Morgan Select Visa approved

gratz..its a nice looking card!!

 

New Contributor
Posts: 60
Registered: ‎02-03-2011
0

Re: JP Morgan Select Visa approved

Just spoke to CS, got 5k. My highest limit (behind an Amex charge).

 

Currently have on my credit (690 exp)

Boa visa 2500

Chase Amazon 1000

Discover 1500

Amex Zync (PC from gold pr) says charges approved up to 15k

 

Also, I am 20 years old!

Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: JP Morgan Select Visa approved

Congrats! Pretty interesting that you got approved when you don't have a CL of atleast $5000. That's what I'm struggling with before apping for a CSP. Could you share the rest of your credit profile?
AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: JP Morgan Select Visa approved

[ Edited ]

wow....congrats! from what i heard this is an EXTREMLY hard card to get. i always thought you would have to have at least 5k cl already. that is very interesting.  considering your age, one would think you also would have a "thin" file. u mind sharing your other credit profile details?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
New Contributor
Posts: 60
Registered: ‎02-03-2011
0

Re: JP Morgan Select Visa approved

I have a 25k auto loan as well. That's the only other thing on my file. 2500 boa card has been open for 2 years, auto loan been open for 7 months.
New Contributor
Posts: 60
Registered: ‎02-03-2011
0

Re: JP Morgan Select Visa approved

I also hold checking/savings at chase
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: JP Morgan Select Visa approved

Odd indeed! Congrats nonetheless!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: JP Morgan Select Visa approved

May I ask why you chose the JP Morgan Select over something like the Chase Sapphire Preferred? My understanding is that Sapphire Preferred is better until you spend $100k a year because at $100k spent, the JP Morgan Select credits you 25k points. Also, no sign up bonus with the JPMS

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: JP Morgan Select Visa approved

^Because it is the classiest looking card on the market if you can't meet the requirements of the Centurion or Palladium.

 

This is my holy grail card. When I get it I know I'll be satified with my credit journey.

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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