JP Morgan Select does NOT report to CRA's

[drkaje]

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@MrShush wrote:

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@drkaje wrote:

Just when I was convinced there wasn't a reason to stop gardening.

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Tell me about it.

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Interest rate really wouldn't make sense for a BT unless the goal was to temporarily make the debt disappear until someone offered %0. I'm not planning to apply but really can see how it would be a great deal for someone properly positioned to apply.

[MS00000000]

I have this card, and I have one report from a month after it was issued where it didn't report, but in my experience not many cards report that quickly anyway so I can't confirm that it does or doesn't show up on the credit report with any conviction. That would be a nice benefit in some circumstances though.

For people wanting to app for it, when I spoke to a Chase rep a few months ago about a different account, she mentioned as part of our discussion that the JPM card minimum limit issued is $5000. Not sure if that would encourage or deter anyone from taking the plunge, but it was interesting to know.

[MrShush]

When did you get that card?

[longhorn11]

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@crosbyk1 wrote:

I PC into the select card. After I did this it no longer updates on my credit reports.

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Does the credit line still factor into your utilization ratio?  Is it just the balance that doesn't update?  

[crosbyk1]

No credit line is reported.

[MrShush]

No credit line or the absence of the trade altogether? And who did you call to PC?

[android01]

To take it back to the beginning of this thread, I was told by a Chase CSR that the Select and the Palladium do not report to the CRA's.  I've just had my fourth statement cut on the Select, and no reporting.....

[MrShush]

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@android01 wrote:

To take it back to the beginning of this thread, I was told by a Chase CSR that the Select and the Palladium do not report to the CRA's.  I've just had my fourth statement cut on the Select, and no reporting.....

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Great news! However, a sample size of n=1 is too small to conclude that the card does not report.

[SanjeevR]

+1 Exactly why I asked for some others (6+months) to come forward and confirm the non-reporting (and let us in on the party)!

[MrShush]

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@SanjeevR wrote:
+1 Exactly why I asked for some others (6+months) to come forward and confirm the non-reporting (and let us in on the party)!

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It seems that only a few forum members have this card or those that have it, haven't read this thread