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Established Contributor
bribro
Posts: 880
Registered: ‎04-20-2012

Re: JP Morgan Select vs CSP vs ????

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‎07-11-2012 11:09 AM

My understanding is that the requirements are pretty much the same as the CSP. I've also heard anectodally that the CSP Select concierge is better, but I personally doubt it.

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)
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shorefox
Posts: 56
Registered: ‎06-21-2012

Re: JP Morgan Select vs CSP vs ????

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‎07-11-2012 11:39 AM

Just wanted to chime in here. The JPM Select's first year fee IS waived, just like the CSP. Don't have time to quote right now, but I saw that someone mentioned a disadvantage is that the JPM's fee is NOT waived, when in fact the $95 fee is waived for the 1st year.

Starting Score: 737 (EXP - Amex Pull 6/29/12) | 732 (CreditKarma)
Current Score: 737
Goal Score: 750

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Super Contributor
CS800
Posts: 6,114
Registered: ‎04-07-2008

Re: JP Morgan Select vs CSP vs ????

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‎07-11-2012 11:52 AM

The hidden tradeline is a great thing for people not interested in lowering their util.

 

I was hoping to PC my freedom to a CSP since my CL cant afford it but not sure if I would like the AF.

 

I already have a Discover More that is more or less like the Freedom.

 

OP for your purpose the CSP makes more sense.





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Established Contributor
bribro
Posts: 880
Registered: ‎04-20-2012

Re: JP Morgan Select vs CSP vs ????

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‎07-11-2012 12:19 PM - edited ‎07-11-2012 12:21 PM

shorefox wrote:

Just wanted to chime in here. The JPM Select's first year fee IS waived, just like the CSP. Don't have time to quote right now, but I saw that someone mentioned a disadvantage is that the JPM's fee is NOT waived, when in fact the $95 fee is waived for the 1st year.


Thanks for the heads up. It's strange that they don't list that more prominently on the website: https://creditcards.chase.com/credit-cards/jp-morgan-select-card.aspx

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)
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