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My understanding is that the requirements are pretty much the same as the CSP. I've also heard anectodally that the CSP Select concierge is better, but I personally doubt it.
Just wanted to chime in here. The JPM Select's first year fee IS waived, just like the CSP. Don't have time to quote right now, but I saw that someone mentioned a disadvantage is that the JPM's fee is NOT waived, when in fact the $95 fee is waived for the 1st year.
The hidden tradeline is a great thing for people not interested in lowering their util.
I was hoping to PC my freedom to a CSP since my CL cant afford it but not sure if I would like the AF.
I already have a Discover More that is more or less like the Freedom.
OP for your purpose the CSP makes more sense.
@Anonymous wrote:Just wanted to chime in here. The JPM Select's first year fee IS waived, just like the CSP. Don't have time to quote right now, but I saw that someone mentioned a disadvantage is that the JPM's fee is NOT waived, when in fact the $95 fee is waived for the 1st year.
Thanks for the heads up. It's strange that they don't list that more prominently on the website: https://creditcards.chase.com/credit-cards/jp-morgan-select-card.aspx