Credit Cards

[koalablue]

For the United card, remember that the United Explorer card just gives you two free lounge passes a year, while the United Club Visa gives you lounge access at any time.  For the Club Visa, they send you a membership card for the lounge.

[csol47]

Quick question for those of you with the PD either through investment, backdoor, or sweet talking a banker... What CRA did they pull? I've seen a bit of anecdotal evidence that TU seems to get ran a lot... which would be optimal for me....

[CS800]

---

koalablue wrote:

For the United card, remember that the United Explorer card just gives you two free lounge passes a year, while the United Club Visa gives you lounge access at any time.  For the Club Visa, they send you a membership card for the lounge.

---

Thanks for the info

[MustangSaluki]

---

csol47 wrote:

Quick question for those of you with the PD either through investment, backdoor, or sweet talking a banker... What CRA did they pull? I've seen a bit of anecdotal evidence that TU seems to get ran a lot... which would be optimal for me....

---

Was a TU pull for me in Texas. It depends on your location but I agree that it feels like according to couple of other forums, TU was generally pulled (sometimes in addition to EX).

[csol47]

Chase has always pulled EX for me on personal cards JPM Select included. For the Ink Bold it was TU. Massachusetts. My highest other non-hidden TL is 20k. Salary should be sufficient. I guess I just need to talk to a banker. No branches in Mass. Maybe I'll try faxing in backdoor and wait for someone to call.

[Crashem]

---

csol47 wrote:

Quick question for those of you with the PD either through investment, backdoor, or sweet talking a banker... What CRA did they pull? I've seen a bit of anecdotal evidence that TU seems to get ran a lot... which would be optimal for me....

---

they pulled eq for me.

[csol47]

Crashem.... that's a generous limit. Do you bank with them as well? What part of the country are you in that they pulled EQ?

[bribro]

They pulled EX for me in California.

[JPmorgan]

EX for me too in California.

[Crashem]

---

csol47 wrote:

Crashem.... that's a generous limit. Do you bank with them as well? What part of the country are you in that they pulled EQ?

---

I got eq in California.  Yes, I got card througH banker.  Cl is kind of a joke since they are looking at assets through chase.  Probably could get it higher but 100k more than enough.  Kind of reminds me to European private bank when it comes to limits at least for those who bank with them