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Frequent Contributor
koalablue
Posts: 336
Registered: ‎05-23-2012

Re: JP Morgan palladium requirements?

For the United card, remember that the United Explorer card just gives you two free lounge passes a year, while the United Club Visa gives you lounge access at any time.  For the Club Visa, they send you a membership card for the lounge.

Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: JP Morgan palladium requirements?

Quick question for those of you with the PD either through investment, backdoor, or sweet talking a banker... What CRA did they pull? I've seen a bit of anecdotal evidence that TU seems to get ran a lot... which would be optimal for me....


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: JP Morgan palladium requirements?


koalablue wrote:

For the United card, remember that the United Explorer card just gives you two free lounge passes a year, while the United Club Visa gives you lounge access at any time.  For the Club Visa, they send you a membership card for the lounge.


Thanks for the info :smileyhappy:




Regular Contributor
MustangSaluki
Posts: 202
Registered: ‎07-07-2008

Re: JP Morgan palladium requirements?


csol47 wrote:

Quick question for those of you with the PD either through investment, backdoor, or sweet talking a banker... What CRA did they pull? I've seen a bit of anecdotal evidence that TU seems to get ran a lot... which would be optimal for me....


Was a TU pull for me in Texas. It depends on your location but I agree that it feels like according to couple of other forums, TU was generally pulled (sometimes in addition to EX).

 

Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: JP Morgan palladium requirements?

Chase has always pulled EX for me on personal cards JPM Select included. For the Ink Bold it was TU. Massachusetts. My highest other non-hidden TL is 20k. Salary should be sufficient. I guess I just need to talk to a banker. No branches in Mass. Maybe I'll try faxing in backdoor and wait for someone to call.

Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: JP Morgan palladium requirements?


csol47 wrote:

Quick question for those of you with the PD either through investment, backdoor, or sweet talking a banker... What CRA did they pull? I've seen a bit of anecdotal evidence that TU seems to get ran a lot... which would be optimal for me....


they pulled eq for me.

               LIMITS IN CARD DESCRIPTIONS
Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: JP Morgan palladium requirements?

Crashem.... that's a generous limit. Do you bank with them as well? What part of the country are you in that they pulled EQ?


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012

Re: JP Morgan palladium requirements?

They pulled EX for me in California.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Valued Member
JPmorgan
Posts: 59
Registered: ‎05-06-2012

Re: JP Morgan palladium requirements?

EX for me too in California.

American Express Blue | American Express PRG | Barclays Apple Financing Visa | Citi AAdvantage Visa Signature | Discover More | JP Morgan Palladium | Ameriprise World Elite Mastercard | Chase Sapphire Preferred

Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: JP Morgan palladium requirements?

[ Edited ]

csol47 wrote:

Crashem.... that's a generous limit. Do you bank with them as well? What part of the country are you in that they pulled EQ?


I got eq in California.  Yes, I got card througH banker.  Cl is kind of a joke since they are looking at assets through chase.  Probably could get it higher but 100k more than enough.  Kind of reminds me to European private bank when it comes to limits at least for those who bank with them

               LIMITS IN CARD DESCRIPTIONS

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