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Frequent Contributor
youngman1234
Posts: 459
Registered: ‎02-27-2012
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Re: JPM- Select...need to be a private client to get approved ??

Sorry...lol Its just that people on these forums have more insight !!
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: JPM- Select...need to be a private client to get approved ??

But moving your limit from a card on your reports to a card not on your reports could increase your overall utilization if you are showing balances.

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EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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csol47
Posts: 253
Registered: ‎06-10-2011
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Re: JPM- Select...need to be a private client to get approved ??

FR has a good point.... And though I haven't asked I've heard that the JPM division is great with CLI's.


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Frequent Contributor
youngman1234
Posts: 459
Registered: ‎02-27-2012
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Re: JPM- Select...need to be a private client to get approved ??

Yes your right but my problems is that i have 20 credits cards, and try to cut down to 10-12. I'm going to axe some soon.
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: JPM- Select...need to be a private client to get approved ??

Personally, I'd PC from the Slate to the Freedom and just leave your CL alone for the Freedom. I've yet to hear of a JP Morgan Select that was anything less than $5,000.

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Frequent Contributor
youngman1234
Posts: 459
Registered: ‎02-27-2012
0

Re: JPM- Select...need to be a private client to get approved ??

Yeah maybe I will just pc slate to freedom and apply for a select in Jan...
Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011
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Re: JPM- Select...need to be a private client to get approved ??

Freedom and JPM are a good pair... Also JPM cannot be issued lower than 5k, it's a visa sig... ymmv but my limit is considerably higher.


Starting Score: TU 680 FAKO
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youngman1234
Posts: 459
Registered: ‎02-27-2012
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Re: JPM- Select...need to be a private client to get approved ??

Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???
Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011
0

Re: JPM- Select...need to be a private client to get approved ??

13 months, so December.


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Current Score: EQ 721 FICO TU 784 FICO
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Established Contributor
searchingfor67
Posts: 665
Registered: ‎08-02-2011
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Re: JPM- Select...need to be a private client to get approved ??


youngman1234 wrote:
Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???

When this card was first released, like Chass Palladium, it was only available to private banking customer.  However, it has since owned opened up for everyone, provided that you meet Visa Sig approval criteria...

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