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Regular Contributor
youngman1234
Posts: 228
Registered: ‎02-27-2012

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:20 PM

Sorry...lol Its just that people on these forums have more insight !!
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:21 PM

But moving your limit from a card on your reports to a card not on your reports could increase your overall utilization if you are showing balances.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:25 PM

FR has a good point.... And though I haven't asked I've heard that the JPM division is great with CLI's.

Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850

Take the FICO Fitness Challenge
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Regular Contributor
youngman1234
Posts: 228
Registered: ‎02-27-2012

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:27 PM

Yes your right but my problems is that i have 20 credits cards, and try to cut down to 10-12. I'm going to axe some soon.
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
Message 14 of 23 (394 Views)
 
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:27 PM

Personally, I'd PC from the Slate to the Freedom and just leave your CL alone for the Freedom. I've yet to hear of a JP Morgan Select that was anything less than $5,000.

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 15 of 23 (387 Views)
 
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Regular Contributor
youngman1234
Posts: 228
Registered: ‎02-27-2012

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:27 PM

Yeah maybe I will just pc slate to freedom and apply for a select in Jan...
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
Message 16 of 23 (386 Views)
 
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Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:29 PM

Freedom and JPM are a good pair... Also JPM cannot be issued lower than 5k, it's a visa sig... ymmv but my limit is considerably higher.

Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850

Take the FICO Fitness Challenge
Message 17 of 23 (381 Views)
 
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Regular Contributor
youngman1234
Posts: 228
Registered: ‎02-27-2012

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:29 PM

Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
Message 18 of 23 (380 Views)
 
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Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:31 PM

13 months, so December.

Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850

Take the FICO Fitness Challenge
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Established Contributor
searchingfor67
Posts: 619
Registered: ‎08-02-2011

Re: JPM- Select...need to be a private client to get approved ??

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‎08-03-2012 01:36 PM

youngman1234 wrote:
Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???

When this card was first released, like Chass Palladium, it was only available to private banking customer.  However, it has since owned opened up for everyone, provided that you meet Visa Sig approval criteria...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
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