Reply
Frequent Contributor
Posts: 477
Registered: ‎02-27-2012
0

Re: JPM- Select...need to be a private client to get approved ??

Sorry...lol Its just that people on these forums have more insight !!
Blogger
Posts: 2,876
Registered: ‎02-02-2012
0

Re: JPM- Select...need to be a private client to get approved ??

But moving your limit from a card on your reports to a card not on your reports could increase your overall utilization if you are showing balances.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Frequent Contributor
Posts: 253
Registered: ‎06-10-2011
0

Re: JPM- Select...need to be a private client to get approved ??

FR has a good point.... And though I haven't asked I've heard that the JPM division is great with CLI's.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 477
Registered: ‎02-27-2012
0

Re: JPM- Select...need to be a private client to get approved ??

Yes your right but my problems is that i have 20 credits cards, and try to cut down to 10-12. I'm going to axe some soon.
Blogger
Posts: 2,876
Registered: ‎02-02-2012
0

Re: JPM- Select...need to be a private client to get approved ??

Personally, I'd PC from the Slate to the Freedom and just leave your CL alone for the Freedom. I've yet to hear of a JP Morgan Select that was anything less than $5,000.

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Frequent Contributor
Posts: 477
Registered: ‎02-27-2012
0

Re: JPM- Select...need to be a private client to get approved ??

Yeah maybe I will just pc slate to freedom and apply for a select in Jan...
Frequent Contributor
Posts: 253
Registered: ‎06-10-2011
0

Re: JPM- Select...need to be a private client to get approved ??

Freedom and JPM are a good pair... Also JPM cannot be issued lower than 5k, it's a visa sig... ymmv but my limit is considerably higher.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 477
Registered: ‎02-27-2012
0

Re: JPM- Select...need to be a private client to get approved ??

Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???
Frequent Contributor
Posts: 253
Registered: ‎06-10-2011
0

Re: JPM- Select...need to be a private client to get approved ??

13 months, so December.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: JPM- Select...need to be a private client to get approved ??


youngman1234 wrote:
Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???

When this card was first released, like Chass Palladium, it was only available to private banking customer.  However, it has since owned opened up for everyone, provided that you meet Visa Sig approval criteria...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.