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JPM- Select...need to be a private client to get approved ??

Established Contributor

Re: JPM- Select...need to be a private client to get approved ??

Sorry...lol Its just that people on these forums have more insight !!
Message 11 of 23
Blogger

Re: JPM- Select...need to be a private client to get approved ??

But moving your limit from a card on your reports to a card not on your reports could increase your overall utilization if you are showing balances.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 12 of 23
Frequent Contributor

Re: JPM- Select...need to be a private client to get approved ??

FR has a good point.... And though I haven't asked I've heard that the JPM division is great with CLI's.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Message 13 of 23
Established Contributor

Re: JPM- Select...need to be a private client to get approved ??

Yes your right but my problems is that i have 20 credits cards, and try to cut down to 10-12. I'm going to axe some soon.
Message 14 of 23
Blogger

Re: JPM- Select...need to be a private client to get approved ??

Personally, I'd PC from the Slate to the Freedom and just leave your CL alone for the Freedom. I've yet to hear of a JP Morgan Select that was anything less than $5,000.

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 15 of 23
Established Contributor

Re: JPM- Select...need to be a private client to get approved ??

Yeah maybe I will just pc slate to freedom and apply for a select in Jan...
Message 16 of 23
Highlighted
Frequent Contributor

Re: JPM- Select...need to be a private client to get approved ??

Freedom and JPM are a good pair... Also JPM cannot be issued lower than 5k, it's a visa sig... ymmv but my limit is considerably higher.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Message 17 of 23
Established Contributor

Re: JPM- Select...need to be a private client to get approved ??

Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???
Message 18 of 23
Frequent Contributor

Re: JPM- Select...need to be a private client to get approved ??

13 months, so December.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Message 19 of 23
Established Contributor

Re: JPM- Select...need to be a private client to get approved ??


youngman1234 wrote:
Anyone when u can pc from slate to freedom ?? I got slate in nov 2011, and want to change it to a freedom. Exec office said have to wait til 1 year mark ???

When this card was first released, like Chass Palladium, it was only available to private banking customer.  However, it has since owned opened up for everyone, provided that you meet Visa Sig approval criteria...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 20 of 23